96015 Monterey Street, Fernandina Beach, FL 32034

Property Description

Imagine marsh mornings, coastal birds, dolphins in the distance, and sunset skies painted pink. Tucked at the end of a quiet road, this 1.32-acre retreat offers privacy and waterfront charm. Inside, soaring ceilings, a stacked stone fireplace, and expansive windows fill the two-story great room with light and marsh views. An open kitchen and dining area, sunroom, two main-level bedrooms, hall bath, mudroom, and two-car garage add convenience. Upstairs, the primary suite opens to a scenic deck. Enjoy fishing, kayaking, paddleboarding, and wildlife from your backyard. A tidal creek dock, covered boat storage, shed, and walk-in attic add versatility. With great bones and room for your vision, the setting is already here. The possibilities are yours. Waterfront access is tidal. Boating from the existing dock would require a boat lift. Buyers should verify water depths, navigability, tidal conditions, and permitting for a lift or intended waterfront use. There's something special about a home where nature becomes part of your everyday scenery. From the oversized great room windows to the upstairs deck, the ever-changing coastal landscape provides a beautiful backdrop throughout the day. Watch the tides roll in and out, enjoy the afternoon sunshine pouring through the windows, and settle in for spectacular sunsets over the marsh. The peaceful setting offers a rare sense of seclusion, with mature trees shading the front lawn and an expansive backyard opening toward the water. Whether you're entertaining friends, enjoying a quiet morning with coffee, or dreaming up your next home improvement project, there's plenty of space to make this property your own. While the home offers opportunities for cosmetic updates and personal touches, its unique setting, natural beauty, and waterfront lifestyle are what make this opportunity so special.