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$294,900
3 Beds 3 Baths 117281 MLS
NEW PRICE + NEARLY $6,000 IN POTENTIAL BUYER INCENTIVES! Now offered at $294,900, with the seller contributing up to $3,000 toward Buyer closing costs and pre-paids with an acceptable offer, PLUS a preferred lender incentive of 1% of the loan amount toward discount points or closing costs. Move right in & enjoy this beautifully refreshed 3 bed, 2.5 bath home in the gated Cottages at Stoney Creek. Fresh interior paint, brand new stainless steel kitchen appliances & new carpet upstairs create a clean, updated feel without the projects or expense of getting a home move-in ready. Ideally positioned just inside the community, the home offers convenient access to the gated entrance without being located on a main road. The community pool & mailboxes are just a short walk away, adding to the ease of this low-maintenance lifestyle. Minutes from I-95, shopping, dining & the growing conveniences of Yulee, the location also provides easy access to Jacksonville, Fernandina Beach & the beaches & coastal lifestyle of Amelia Island. Whether you're looking for a primary residence, second home or investment opportunity, this refreshed home offers an appealing combination of condition, convenience & value. Schedule your showing today! *Preferred lender incentive available when choosing Daniel Halvorsen, Branch Leader/Mortgage Advisor with Halvorsen Team | Neo Home Loans. Lender incentive is subject to maximum allowable third-party contributions & lender guidelines. Seller contribution subject to acceptable offer.

96230 Stoney Drive Unit 2801, Fernandina Beach

$298,000
3 Beds 2 Baths 116839 MLS
Exceptional Care, Thoughtful Upgrades & a Prime Fernandina Beach Location! Welcome home to this exceptionally well-maintained 3-bedroom, 2-bath townhome offering 1,680 square feet of comfortable living space in a gated, pet friendly community in the heart of Fernandina Beach. A desirable split floor plan, this home combines thoughtful upgrades, spacious living and a peaceful preserve setting. The inviting family room features a soaring ceiling and is beautifully finished with elegant 5 inch baseboards. New stain-resistant Mohawk carpeting and a freshly painted interior create a move-in-ready feel throughout. A 2025 HVAC system adds peace of mind for years to come. The chef-inspired kitchen is truly the heart of the home, featuring 42-inch cabinetry, newly buffed corian countertops, a center island, walk-in pantry, and a breakfast nook with a charming bay window—an ideal spot to enjoy your morning coffee. Stainless steel appliances include a French-door Hisense refrigerator. The spacious primary suite easily accommodates a king-sized bed and overlooks the tranquil preserve. The primary bath offers a large walk-in shower, soaking tub, dual vanities, and an expansive walk-in closet. Step outside to your screened-in patio retreat, where you can relax and enjoy peaceful evenings overlooking the preserve. A convenient walk-in storage area on the patio provides plenty of room for beach gear, tools and more. A generously sized driveway provides comfortable parking for two vehicles. New roofs 2025. Located close to everything Fernandina Beach has to offer with Amelia Island just minutes away. Exceptionally cared for and thoughtfully updated, this is a home you will want to see in person. Call today for your private showing!

96230 Stoney Creek Parkway Unit 204, Fernandina Beach

$299,000
3 Beds 3 Baths 117098 MLS
NEW PRICE!!! Welcome to the Cottages at Stoney Creek! This move-in ready townhome is located in a gated community with a great pool and covered social area. It is a highly desirable end unit, so you only have one shared wall allowing for abundant natural light and a roomy dining area! The open concept floor plan features an updated half bath, an extra storage pantry, 42 inch kitchen cabinets, solid surface counter tops, newer carpet, LVP flooring, paint and a BRAND NEW HVAC!! Roof was replaced in 2025. Sliding glass doors open up to a screened lanai with an extra storage closet overlooking a peaceful wooded area. Upstairs has a spacious primary suite with a sitting area, large walk in closet and oversized walk in shower. Two additional bedrooms- one also with a walk in closet- share a full bathroom. There is a second floor laundry room for your convenience. Located just minutes from the beautiful beaches of Amelia Island and Historic downtown Fernandina Beach! Only 25 minutes to Jacksonville International Airport. Furnishings negotiable. Whether you are looking for a low maintenance primary residence or a second home, this clean, thoughtfully decorated and well maintained townhome checks all the boxes!

96236 Stoney Creek Parkway Unit 201, Fernandina Beach

$289,999
3 Beds 2 Baths 2156372 MLS
Welcome home! This spacious 3 Bedroom/2 Bath condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout -- Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there's plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio -- the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don't need it, and a nice bonus if you do. Location is a real win here: you're just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 -- convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space -- this one is hard not to fall in love with. Come see it for yourself

96029 Cottage Court Unit 1205, Fernandina Beach

$290,000
2 Beds 2 Baths 2155235 MLS
First-floor, step-free living with a garage in a sought-after gated community! This beautifully maintained 2-bedroom, 2-bath split floor plan offers comfort, convenience, and peace of mind with a New Roof 2025 and 2021 Trane AC unit,. NO carpet with luxury vinyl plank flooring installed in 2025 in the main living areas and bedrooms, plus tile in the kitchen, baths, and spacious laundry room. A bay window brightens the breakfast nook, while the primary ensuite features a soaking tub, walk-in shower, double sink vanity, water closet, and large walk-in closet. Unwind on the screened porch with wooded views and bonus walk-in storage. Community perks include a sparkling pool, pet-friendly atmosphere, and gated security. Conveniently near shopping, Amelia Island beaches, historic downtown Fernandina Beach, Jacksonville, and Georgia, this move-in ready condo offers low-maintenance living and everyday ease.

96048 Cottage Court, Fernandina Beach

$290,000
2 Beds 2 Baths 116696 MLS
First-floor, step-free living with a garage for your lifestyle! Welcome to effortless living in this beautifully maintained 2-bedroom, 2-bath split floor plan condo, located in a sought-after gated community. This home offers the convenience, comfort, security, and community you have been searching for. Enjoy peace of mind with a New Roof 2025 and 2021 Trane AC unit. Luxury vinyl plank flooring added throughout the main living areas and bedrooms in 2025, with tile in the kitchen, baths, and large laundry room. The spacious split floor plan provides privacy and functionality with separate living and sleeping areas, while a charming bay window in the breakfast nook fills the home with natural light. The primary ensuite bath includes a soaking tub, walk-in shower, dual sink vanity, separate water closet, and large walk-in closet. Unwind on your screened-in porch with a peaceful wooded view, perfect for morning coffee or evening relaxation, complete with a bonus walk-in storage closet. Community highlights include a sparkling pool, a pet-friendly atmosphere, and gated security for added peace of mind. Conveniently located near shopping, Amelia Island beaches, historic downtown Fernandina Beach, Jacksonville, and Georgia, this condo offers quick access to your new home and the perfect combination of low-maintenance living and vibrant community engagement. Whether you are relaxing at home or enjoying walks with your dog around the neighborhood, this home is ready for you to move in and start your next chapter. Call today to schedule your private showing!

96048 Cottage Court Unit 1506, Fernandina Beach

$294,900
3 Beds 3 Baths 2154394 MLS
NEW PRICE + NEARLY $6,000 IN POTENTIAL BUYER INCENTIVES! Now offered at $294,900, with the seller contributing up to $3,000 toward Buyer closing costs and pre-paids with an acceptable offer, PLUS a preferred lender incentive of 1% of the loan amount toward discount points or closing costs. Move right in & enjoy this beautifully refreshed 3 bed, 2.5 bath home in the gated Cottages at Stoney Creek. Fresh interior paint, brand new stainless steel kitchen appliances & new carpet upstairs create a clean, updated feel without the projects or expense of getting a home move-in ready. Ideally positioned just inside the community, the home offers convenient access to the gated entrance without being located on a main road. The community pool & mailboxes are just a short walk away, adding to the ease of this low-maintenance lifestyle. Minutes from I-95, shopping, dining & the growing conveniences of Yulee, the location also provides easy access to Jacksonville, Fernandina Beach & the beaches & coastal lifestyle of Amelia Island. Whether you're looking for a primary residence, second home or investment opportunity, this refreshed home offers an appealing combination of condition, convenience & value. Schedule your showing today! *Preferred lender incentive available when choosing Daniel Halvorsen, Branch Leader/Mortgage Advisor with Halvorsen Team | Neo Home Loans. Lender incentive is subject to maximum allowable third-party contributions & lender guidelines. Seller contribution subject to acceptable offer.

96230 Stoney Drive Unit 2801, Fernandina Beach

$274,900
3 Beds 2 Baths 116526 MLS
Welcome home! This spacious condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout — Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there’s plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio — the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don’t need it, and a nice bonus if you do. Location is a real win here: you’re just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 — convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space — this one is hard not to fall in love with. Come see it for yourself

96029 Cottage Court Unit 1205, Fernandina Beach

$324,000
3 Beds 3 Baths 2149442 MLS
Skip the stress of moving and step right into paradise with this completely furnished, turn-key townhome! Located in the highly desirable gated neighborhood of The Cottages at Stoney Creek, this beautiful 3-bedroom property features a bright open layout designed for effortless coastal living. Maintained in absolute pristine condition, it is sold fully loaded with all quality furniture, coastal decor, and housewares included. The main level pairs a large kitchen and breakfast bar with light, airy living and dining spaces that flow seamlessly out to your private screened lanai, overlooking a premium, tranquil wooded backyard with no rear neighbors. Upstairs, the open landing area features a dedicated desk and hutch setup that adds perfect flex functionality for working from home or a study nook. The generous primary suite serves as a true retreat, highlighting a giant walk-in closet and a spacious bathroom complete with a dual-sink vanity, a relaxing tub, and a separate walk-in shower. Two beautifully furnished guest rooms, a spotless full bath, a second-floor laundry room, and an attached 1-car garage complete this turn-key package. Enjoy low-maintenance Florida living just steps from the beautiful resort-style neighborhood pool. Best of all, you are just minutes away from shopping, top-rated dining, and the world-class sandy beaches of Amelia Island.

96158 Stoney Creek Parkway Unit 402, Fernandina Beach

$324,000
3 Beds 3 Baths 116117 MLS
Skip the stress of moving and step right into paradise with this completely furnished, turn-key townhome! Located in the highly desirable gated neighborhood of The Cottages at Stoney Creek, this beautiful 3-bedroom property features a bright open layout designed for effortless coastal living. Maintained in absolute pristine condition, it is sold fully loaded with all quality furniture, coastal decor, and housewares included. The main level pairs a large kitchen and breakfast bar with light, airy living and dining spaces that flow seamlessly out to your private screened lanai, overlooking a premium, tranquil wooded backyard with no rear neighbors. Upstairs, the open landing area features a dedicated desk and hutch setup that adds perfect flex functionality for working from home or a study nook. The generous primary suite serves as a true retreat, highlighting a giant walk-in closet and a spacious bathroom complete with a dual-sink vanity, a relaxing tub, and a separate walk-in shower. Two beautifully furnished guest rooms, a spotless full bath, a second-floor laundry room, and an attached 1-car garage complete this turn-key package. Enjoy low-maintenance Florida living just steps from the beautiful resort-style neighborhood pool. Best of all, you are just minutes away from shopping, top-rated dining, and the world-class sandy beaches of Amelia Island.

96158 Stoney Creek Parkway Unit 402, Fernandina Beach

$285,999
3 Beds 2 Baths 116268 MLS
Imagine starting your day with coffee in the sun-filled breakfast nook before enjoying the quiet surroundings of the gated Cottages of Stoney Creek. This beautifully maintained 3BR/2BA condo offers 1,680 square feet of comfortable, low-maintenance living. The spacious kitchen is the heart of the home, featuring a large center island, abundant counter space, oversized five-shelf pantry, and bright breakfast nook perfect for casual mornings or entertaining. The adjoining family room features elevated ceilings, natural light and 5-inch crown molding and baseboards throughout the main living spaces for a polished feel. The private owner's suite is tucked away from the guest bedrooms, creating a peaceful retreat with a spa-inspired ensuite featuring dual vanities, soaking tub, spacious walk-in shower, and impressive walk-in closet. Step outside to the screened porch, where peaceful mornings and relaxing evenings become part of your daily routine. An additional walk-in storage closet adds convenience. This home has been exceptionally cared for and is move-in ready. Recent improvements include new community roofs, fresh paint touch-ups, repainted stair railing and entry door, recaulked shower base, 2025 smoke detectors, 2018 HVAC and a 2025 Acorn Stairlift T700. The stairlift offers added accessibility and may be removed with an acceptable offer. Washer and dryer convey and the home has been professionally cleaned. The oversized driveway accommodates two compact vehicles and the community pool and mailbox are just a short walk away. More than just a home, this is an opportunity to enjoy the Amelia Island lifestyle with nearby beaches, golf, waterfront dining, shopping, historic downtown Fernandina Beach, and year-round events.

96219 Stoney Drive Unit 1604, Fernandina Beach

$289,000
3 Beds 3 Baths 116265 MLS
Fully refreshed and move-in ready. This 3BR/2.5BA condo in the gated Cottages of Stoney Creek offers the perfect blend of modern updates, low-maintenance living, and coastal convenience just minutes from Amelia Island's beaches. The two-story layout creates a natural separation between living and private spaces while showcasing a fresh, updated feel throughout. The main living areas feature brand-new 22mm LVP flooring, 5-inch crown molding, baseboards and a seamless flow between the kitchen, dining, and living spaces—perfect for everyday living and entertaining. The refreshed kitchen features painted 42-inch cabinetry, updated hardware, ample counter space, and a walk-in pantry. The downstairs half bath continues the updated feel. Upstairs, all three bedrooms feature crown molding and new LVP flooring, with new carpet on the stairs adding comfort and style. The private owner's suite offers a peaceful retreat with a walk-in closet, dual vanities, soaking tub, and walk-in shower. Bathrooms throughout have been refreshed with new hardware, fresh caulking, silicone, and upgraded shower heads. Step outside to the screened porch overlooking the preserve, where peaceful mornings with coffee and relaxing evenings become part of your daily routine. A walk-in storage closet provides additional convenience. Additional highlights include new community roofs, new smoke detectors, updated light fixtures, a freshly painted garage, and May 2018 HVAC system. Washer and dryer convey. The community pool and mailbox are just a short walk away. More than just a home, this is an opportunity to enjoy the Amelia Island lifestyle with nearby beaches, golf, waterfront dining, shopping, historic downtown Fernandina Beach, and year-round events.

96218 Stoney Drive Unit 2807, Fernandina Beach

$274,000
3 Beds 3 Baths 116264 MLS
Discover easy coastal living in The Cottages of Stoney Creek. This exceptionally clean 3BR/2.5BA condo offers a comfortable two-story layout with separation between living and private spaces, all within a gated, pet-friendly community minutes from Amelia Island's beaches and historic downtown Fernandina Beach. The ideal layout for those seeking privacy, comfort and effortless living with spaces designed for both everyday life and relaxation. Inside, the home welcomes you with 5-inch crown molding and baseboards throughout the main living spaces, creating a polished, finished feel. The tiled first floor offers an open flow between the kitchen, dining and living areas—an inviting space for everyday living and entertaining. The kitchen features 42-inch cabinetry, abundant counter space and a walk-in pantry with ample shelving. The half bath adds a charming touch with bead board wainscoting and crown molding detail. Upstairs, all three bedrooms are positioned for privacy. The owner's suite provides a peaceful retreat with a walk-in closet, dual vanities, soaking tub, and walk-in shower. The upstairs laundry room includes the washer and dryer that conveys. Step outside to the screened porch overlooking the preserve, where quiet mornings and relaxing evenings become part of your daily routine. A walk-in storage closet adds valuable space. Additional highlights include a one-car garage, front entry storm door with drop-down screen, 2022 HVAC system and new community roofs. The pool and mailbox are just a short walk away. More than just a home, this is an opportunity to enjoy the Amelia Island lifestyle with nearby beaches, dining, shopping, golf, historic downtown Fernandina Beach, and year-round events just minutes away.

96131 Stoney Drive Unit 1902, Fernandina Beach

$280,000
3 Beds 3 Baths 2142037 MLS
Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy. The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.

96023 Cottage Court Unit 1202, Fernandina Beach

$280,000
2 Beds 2 Baths 115733 MLS
Ground-floor living, a private garage, and peaceful preserve views make this Cottages at Stoney Creek flat one worth a closer look! Located in this gated Fernandina Beach community, this desirable 2-bedroom, 2-bath home offers comfortable, low-maintenance living with the added convenience of your own single-car garage. Step inside to an inviting, easy-flowing layout featuring luxury vinyl plank flooring throughout the main living areas, tile in the kitchen and baths, and a private primary suite. Recent improvements add even more value and peace of mind, including a brand-new water heater installed in August 2026, an HVAC system replaced approximately four years ago, and a roof replaced by the association in 2025. Out back may quickly become your favorite spot. The screened porch overlooks a peaceful preserve with no rear neighbors, creating a private natural backdrop for morning coffee, relaxing with a book, or winding down at the end of the day. Enjoy gated access, a community pool, and a convenient Fernandina Beach location close to shopping, dining, everyday necessities, and the beaches of Amelia Island. Jacksonville International Airport is approximately 30 minutes away, making travel and commuting easy while keeping you close to the relaxed coastal lifestyle. Whether you're searching for a full-time home, second home, or investment opportunity, this ground-floor flat brings together privacy, convenience, and easy living in one great location.

96005 Cottage Court Unit 1303, Fernandina Beach

$333,000
3 Beds 3 Baths 2137221 MLS
Welcome to the Cottages at Stoney Creek, a GATED COMMUNITY where low-maintenance living meets effortless Florida style! This BEAUTIFULLY UPDATED** 3-bedroom, 2.5-bathroom townhome is **PACKED with UPGRADES**and features zero carpet throughout. AND COMES COMPLETELY FURNISHED. The open-concept living area showcases LUXURY VINYL PLANK FLOORING, crown molding, and a private patio overlooking lush greenery. The kitchen impresses with WHITE CABINETRY, stainless steel appliances, and a BOLD NAVY ISLAND that brings a **FRESH COASTAL FEEL** to the space. The primary suite offers serene tree views and a FULLY RENOVATED ENSUITE BATHROOM with a glass-enclosed walk-in shower, soaking tub, and sleek matte black hardware. Two additional bedrooms provide the perfect flex space for guests or a home office, and the second renovated full bath is equally polished. All Bedrooms are on the 2nd Level along with the Laundry Area and a convenient half Bath is on the main level. Enjoy RESORT STYLE LIVING with access to the Community Pool, a 1-car garage, and **LOW MONTHLY CONDO FEES that cover exterior maintenance so you can spend your time doing what you love. Located just minutes from shopping, dining, and Walmart, with Amelia Island only 10 minutes away. THE BEACH LIFE IS CLOSER THAN YOU THINK IN THIS MODERN COASTAL CONDO!! Call listing agent today for a private showing! FURNITURE is Negotiable!

96030 Stoney Drive Unit 2502, Fernandina Beach

$333,000
3 Beds 3 Baths 115373 MLS
Welcome Home to the Cottages at Stoney Creek! Picture this: coming home every day to a GATED COMMUNITY where low-maintenance living meets easy Florida charm. This beautifully updated 3-bedroom, 2.5-bath townhome is COMPLETELY FURNISHED and move-in ready, with ZERO CARPET throughout. Step inside to an open, airy living space with LUXURY VINYL PLANK FLOORING, crown molding, and a private patio overlooking lush greenery — perfect for your morning coffee. The kitchen is the heart of the home, with white cabinetry, stainless steel appliances, and a BOLD NAVY ISLAND that gives the whole space a fresh coastal vibe. Upstairs, the primary suite is your own private retreat, with peaceful tree views and a FULLY RENOVATED ENSUITE featuring a glass-enclosed walk-in shower, a soaking tub, and sleek matte black hardware. Two more bedrooms give you flexible space for guests, family, or a home office, plus a second beautifully renovated full bath. All three bedrooms and the laundry are conveniently upstairs, while a half bath downstairs makes hosting a breeze. Life here feels like a permanent vacation — enjoy access to the COMMUNITY POOL, your own 1-CAR GARAGE, and LOW MONTHLY CONDO FEES that cover exterior maintenance, so your weekends are free for what matters most. You're just minutes from shopping and dining, with AMELIA ISLAND only 10 minutes away. THE BEACH LIFE IS CLOSER THAN YOU THINK. Call today to schedule your private showing!

96030 Stoney Drive Unit 2502, Fernandina Beach

$280,000
3 Beds 2 Baths 114936 MLS
MOTIVATED SELLERS willing to offer assistance towards closing costs with acceptable offer. This beautifully maintained, *FULLY FURNISHED* 3-bedroom, 2-bath second-floor condo is move-in-ready and offers a spacious and functional layout, perfect for a growing family or anyone seeking comfortable, low-maintenance living. The home is in great shape, featuring generous natural light, well-sized bedrooms, and a private primary suite with its own bath. This unit has a NEW ROOF, Newer AC, and had the flooring and paint updated recently. Your new home community has a pool and the peace of mind that comes with gated entry. Ideally situated with easy access to Jacksonville, Amelia Island, shopping, dining, and everyday conveniences, this location offers the perfect balance of relaxation and connectivity. This home is located in the A Rated Nassau County School district. At this price this condo is an excellent opportunity to own in a sought-after area without compromising on quality or lifestyle. It also would make a great long term rental investment property.

96089 Stoney Drive Unit 2005, Fernandina Beach

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