Fernandina Beach Homes with Lagoon/Estuary Waterfront Description

Fernandina Beach Homes with Lagoon/Estuary Waterfront Description

Welcome to Fernandina Beach, Florida, a charming coastal gem nestled in Nassau County. Known for its stunning beaches, rich history, and vibrant community, Fernandina Beach is a delightful destination for those seeking a serene lifestyle by the water. This picturesque city is located on Amelia Island, where the Atlantic Ocean meets lush landscapes and scenic waterways, creating a perfect backdrop for your dream home.

Imagine waking up each day to the soothing sounds of gentle waves lapping at the shore and the sight of vibrant sunsets reflecting off the tranquil lagoons and estuaries. Homes with lagoon and estuary waterfront views in Fernandina Beach offer a unique blend of natural beauty and luxurious living. These properties often feature expansive outdoor spaces, private docks, and easy access to the rich marine life that thrives in the area. Whether you enjoy kayaking, fishing, or simply soaking in the sun, life on the water is an everyday adventure here.

In addition to its natural allure, Fernandina Beach boasts a thriving downtown area filled with quaint shops, delightful dining options, and a welcoming community atmosphere. Explore the historic district, take part in local festivals, or stroll along the picturesque beaches—there’s always something to do!

Whether you’re looking for a permanent residence, a vacation retreat, or an investment opportunity, the waterfront homes in Fernandina Beach are sure to captivate your heart. Experience the perfect blend of coastal living and vibrant community life in this enchanting city!

Newest Fernandina Beach Homes with Lagoon/Estuary Waterfront Description

$5,700,000
4 Beds ⋅ 6 Baths ⋅ 116703 MLS
Spectacular Marsh front and intracoastal waterway home on Amelia Island. This beautiful home is one of only 12 homesites on exclusive, gated Marsh Point Road within the Long Point community. The spacious 4 bedroom, 5.5 bath home, including a separate bunk room with living area is the ultimate coastal retreat. The home has been completely renovated with high end finishes, walnut floors throughout, custom closets, 8 foot solid doors and a 25 foot glass Euro Wall that opens to the covered lanai, perfect for outdoor living and entertainment. The lanai includes a heated pool with an infinity edge spa, outdoor fireplace and built in gas grill, all overlooking a private dock! The open floor plan, including gourmet kitchen, provides spectacular marsh views from every room and is perfect for entertaining or large family gatherings. The luxurious owners suite includes a 30 foot private balcony overlooking the intracoastal waterway, as well as a separate office. Each of the three guest suites include its own private bath. The bunk room has 4 custom built full size beds as well as a separate living room. The wine room provides cool storage for 500 bottles, in addition to a wine refrigerator. Additional amenities include outdoor shower, landscape lighting, and a well for irrigation. The beach is an easy golf cart ride, or short walk and the Amelia Island Plantation community offers numerous luxurious amenities including a private club, multiple golf courses, 23 clay tennis courts, beach club, 3 1/2 miles of sandy beaches, 11 restaurants, and a shopping village with spa/salon. Ask about MEMBERSHIP OPPORTUNITY TO THE EXCLUSIVE AMELIA ISLAND CLUB!

12 Marsh Point Road, Fernandina Beach
$1,999,999
4 Beds ⋅ 3 Baths ⋅ 116227 MLS
Tucked beneath a canopy of majestic oaks along the scenic waterways of Nassauville, this custom-built waterfront home offers a rare blend of refined design, modern functionality, and exceptional outdoor living. Positioned to capture breathtaking sunrise views and cooling afternoon sea breezes, the property embraces the beauty of its natural surroundings with frequent sightings of dolphins, manatees, and coastal birds along the creek and marsh. Designed for both everyday comfort and effortless entertaining, the home features an open-concept layout with soaring ceilings, warm architectural details, and seamless indoor-outdoor flow. The expansive covered lanai overlooks the saltwater pool with electric heat pump and includes a stunning outdoor fireplace, creating an inviting setting year-round. The chef’s kitchen combines style and performance with soft-close cabinetry and drawers, marble backsplash, propane cooking, and a dedicated dual 20-amp espresso bar circuit. The spacious primary suite offers a spa-inspired retreat complete with an air-jetted soaking tub. Additional highlights include a private dock and floating dock with electrical and water service, propane tankless water heater, generator prewire, ethernet access in every room, and a Mosquito Nix system designed to enhance outdoor enjoyment. The home is also positioned outside of a designated flood hazard zone, offering additional peace of mind. With no HOA, this property offers added flexibility and room to enjoy a true coastal lifestyle surrounded by nature, privacy, and wide-open skies. A rare opportunity to own a thoughtfully designed waterfront home in one of Nassau County’s most scenic settings.

940454 Old Nassauville Road, Fernandina Beach
$6,445,000
5 Beds ⋅ 8 Baths ⋅ 115367 MLS
Incredible views of Nassau Sound & Intracoastal Waterway and amazing sunsets! The primary living space is all located on the 2nd level (with elevator access) to take advantage of the best wide body water views on the west side of Amelia Island. Sitting on 1.13 acres, this property has an unrivaled 246 feet of water frontage, a magnificient lawn and includes a dock with boat lift and 24/7 deep-water access. The water frontage has been professionally bulkheaded. There is even a white sand "beachside" area for sunbathing. Fully renovated in 2009, the main house includes 5,692 square feet with 4 beds, 4 baths, 2 half baths, an executive office suite, a 2nd office, wine cellar, and an elevator. The living rm has beautiful Brazilian Oak floors and stunning views. The designer kitchen includes neutral finishes, Wolf & Sub-Zero appliances, and opens to the living room and dining room. Includes 2 separate garages for 4 cars, workroom space and generator for the main house. Adjacent to the main house is the perfect space for entertaining: the poolscape and party house. The party house includes 2012 sq ft, 2 baths, a guest suite on the 2nd floor and full catering kitchen which opens up to a large patio, infinity pool w/ hot tub, and full summer kitchen...all of which have expansive views.

105 Long Point Drive, Fernandina Beach
$1,750,000
4 Beds ⋅ 3 Baths ⋅ 115581 MLS
Explore this waterfront estate where nature and timeless design exist in harmony. Intentionally crafted by architect John Cotner, every detail is positioned to capture sunlight and frame the marsh. Waterfront living revolves around where to unwind. The crow’s nest off the primary suite has sweeping marsh views. The screened porch extends the indoors to outdoors and stepping onto the private dock feels like you’ve gone a world away. Each space carries its own restorative qualities. Accessible by elevator, the third floor is dedicated to the primary ensuite, an office with east-to-west views plus a secluded deck. The main level features a secondary ensuite and two additional bedrooms with the option to close off the space for added privacy. Outdoors, the two tiered private dock invites morning coffee breaks and evening sunset cheers. Cast a line from the dock or drop a crab trap for adventure. Load up a skiff and head to hidden fishing spots or drift through winding waterways by kayak or paddleboard. 88001 Marsh Lakes Ct is the setting for a life well-lived. Here, the rhythm of the tide sets the clock and the changing seasons are defined by migrating birds returning to roost. Upgrades in this well-maintained, one owner home add to the appeal: New roof (2025), Elevator (2018), HVAC systems (2020, 2021) Hot Water Heaters (2023, 2020). Marsh Lakes is an established community with estates just minutes from Amelia Island. Residents enjoy a range of amenities, including a community pool, tennis courts, playground, and scenic walking trails all with a low HOA. These shared spaces foster a neighborly lifestyle. New memories are waiting—schedule your private tour.

88001 Marsh Lakes Court, Fernandina Beach
$1,689,000
2 Beds ⋅ 2 Baths ⋅ 115586 MLS
Tucked along the tranquil shores of Eagan’s Creek, this charming waterfront cottage offers the ultimate Amelia Island lifestyle. Located on the sought-after north end, this fully remodeled home sits on a quiet street just minutes from the shops and restaurants of Centre Street. On city water and sewer, and no HOA or CDD fees or restrictions — so there’s plenty of room to bring your boat or RV and truly enjoy coastal living your way! Having undergone a complete renovation by Pickett Construction, this home blends coastal elegance with modern upgrades. Plans are drawn for an 800-sq-ft addition that would add two bedrooms, maximizing potential. The open-concept living, kitchen, and dining area are designed to capture breathtaking marsh views and unforgettable sunset skies. The owner’s suite offers a walk-in closet with custom built-ins and a beautifully remodeled en suite bath. The secondary bedroom and additional flex room offer flexibility for guests, storage, or an overflow sleeping space. Inside, you’ll find luxury vinyl plank flooring throughout, vaulted ceilings, shiplap accents, and an abundance of natural light. A cozy wood-burning fireplace anchors the living space, while the kitchen features a large island with breakfast bar seating, white cabinetry, and a wine fridge—perfect for entertaining. Step outside to your private oasis where an expansive back deck leads to a paver patio and firepit, all overlooking the marsh. Enjoy direct water access with your own private dock and floating dock—ideal for kayaking, fishing, or simply soaking in the peaceful surroundings. A rare opportunity to own a true waterfront retreat in one of Amelia Island’s most desirable locations!

1421 Highland Drive, Fernandina Beach
$3,500,000
3 Beds ⋅ 4 Baths ⋅ 115566 MLS
New Amelia Island Condo Penthouse Opportunity with long range water views to the Intracoastal Waterway The Landings on Amelia River is a luxurious new 3-story condo building. It's the first new construction condo on the marsh in nearly 15 years. This penthouse condo offers stunning unobstructed long range views of the Intracoastal Waterway & a boat slip at the community dock. It has the highest construction quality including: CMU block wall construction with all cells poured solid for ultimate strength, interior metal-framed walls and ceilings, post-tension cable concrete floors on every level, hurricane impact stucco system, & top-of-the-line Andersen Coastal Impact windows & exterior doors. The all on one level floor plan with direct elevator access is ideal. As the penthouse unit , it can be purchased as a "white box" at $3,100,000 allowing the owner to customize as desired. Alternatively it can be finished by the developer at $3,500,000. The listing photos are from the model 1st floor unit but are representative of the developer's finishes. The kitchen offers double islands, quartz counters, Mooney's custom cabinetry, Wolf & Sub Zero appliances, & custom wet bar w/ Sub Zero designer series wine fridge. The primary suite has a spa-inspired bath w/ his & her closets by California Closets. Wood floors throughout. Each condo has infrastructure for an integrated smart home system, two parking spaces in the in-building garage, and a 200 sq ft climate controlled storage room. Buyers will receive a membership to the Ritz Carlton Membership Club (initiation fee paid by the developer). This condo (301D) is the south unit on the 3rd floor. Contact listing agents to schedule tours.

5071 First Coast Highway Unit 301D, Fernandina Beach
$920,000
3 Beds ⋅ 2 Baths ⋅ 115097 MLS
Are you looking for your slice of paradise? This charming solid brick home, built in 1950, offers an incredible opportunity for those who crave both tranquility and adventure. Nestled on a sprawling 1.9-acre lot with an impressive 160 feet of river frontage on serene Christopher Creek at the mouth of the Nassau River, this property is a dream come true for boaters and nature enthusiasts alike. Imagine stepping out onto your private dock, ready to embark on a day of exploration in the nearby Intracoastal Waterway. With endless expansive views of the water and lush marshlands, situated on a 15-20ft bluff, this home is a canvas for your ideal coastal lifestyle. Whether you choose to remodel the existing residence, use the home as a guest cottage or build the home of your dreams, the possibilities are as boundless as the horizon. As you enter the private driveway, you'll appreciate the timeless charm of the hardwood trees surrounding the property. Enjoy lazy afternoons on the covered front porch or host unforgettable gatherings on the screened back porch and patio, all while soaking in the natural beauty around you. The home is equipped with a whole-house generator with a 200-gallon gas tank, ensuring peace of mind during any storm. The property features a spacious 21x17 garage, a 32x32 detached garage & workshop with ample storage above, a 24x10 carport for all your toys and tools and a deep artesian well. A new roof was installed three years ago. No HOA fees or restrictions. Conveniently located near premier golfing, delectable restaurants, vibrant shopping, and the Fernandina Beach Historic District, stunning State Parks, everything you need within easy reach. Agents must accompany buyers.

95068 Cook Road, Fernandina Beach
$499,999
114784 MLS
Build your dream waterfront estate on this stunning 1.3+ acre homesite in the prestigious Brady Point Preserve. This estate-sized lot offers unparalleled natural beauty and privacy. With breathtaking views of the marsh, tidal creek, and serene estuaries, this property provides a truly one-of-a-kind setting where nature’s beauty unfolds daily. Enjoy the benefits of prevailing summer trade winds, ensuring your outdoor living spaces remain cool, comfortable, and virtually bug-free. With plenty of space to build, the possibilities are endless, whether you envision a sprawling estate or a thoughtfully designed retreat. There is also potential for a private dock, adding even more value to this incredible homesite. Brady Point Preserve is home to an ancient grove of natural Balsam Cedars and hundreds of large Oaks draped in Spanish Moss. This community is also known for its large estate-sized lots, offering both exclusivity and tranquility while remaining conveniently close to local amenities. This is more than just a place to build a home, this is an opportunity to create something truly extraordinary. Come see this remarkable property for yourself and experience the beauty of Brady Point Preserve! Conveniently located 5 minutes to Amelia Island, shopping, dining, and schools. Just 35 min to the Jacksonville Airport. See drone video!

96198 Brady Point Road, Fernandina Beach
$799,000
113552 MLS
Build your custom waterfront retreat on this .62-acre homesite on Shurwall Lane, offering peaceful sunrise views over Alligator Creek with direct connection to the Nassau River. Tucked along Seymore Point in Fernandina Beach, this property provides an exceptional opportunity to create a coastal residence surrounded by natural beauty, tidal waterways, and abundant wildlife. With generous space for a private dock, outdoor living areas, and a thoughtfully designed home, the possibilities here are remarkable. Enjoy creekfront living while remaining just minutes from Amelia Island’s beaches, historic downtown, and world-class recreation. Rarely does a lot combine this level of privacy, water access, and location. Bring your vision to life on one of Nassau County’s most scenic waterfront settings.

Shurwall Lane, Fernandina Beach
$357,500
113945 MLS
Peaceful Marshfront Retreat – 3.26 Acres tucked along the marsh and a tranquil tidal creek, this secluded property offers breathtaking views and exceptional privacy. The high and dry land provides a solid foundation for your future home, surrounded by mature trees and natural beauty, a perfect canvas to create your ideal coastal retreat. A private 30-foot easement ensures convenient, exclusive access. Located in the top-rated Fernandina Beach school district, just minutes from historic downtown Fernandina and Amelia Island’s beaches, and only 30 minutes to Jacksonville International Airport. Don’t miss this rare opportunity to own a private piece of Amelia Island paradise.

Mango Lane, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data up-to-date as of . For the most current information, contact Florida Homes Realty and Mortgage.