Fernandina Beach Homes with River Waterfront Description

Fernandina Beach Homes with River Waterfront Description

Welcome to Fernandina Beach, a hidden gem nestled on the picturesque Amelia Island in Nassau County, Florida. Known for its stunning coastal landscapes and rich history, Fernandina Beach boasts a vibrant community that blends small-town charm with modern conveniences. With its beautiful beaches, historic downtown, and a plethora of outdoor activities, it’s no wonder that this enchanting city is a sought-after destination for both residents and visitors alike.

One of the most captivating features of Fernandina Beach is its stunning riverfront properties. Homes with river waterfront access offer a unique lifestyle that embraces the tranquility and beauty of nature. Imagine waking up to the gentle sounds of the water lapping against the shore, with breathtaking views of the sun rising over the river. These homes provide not just a place to live, but a sanctuary where you can unwind and connect with the natural surroundings.

Whether you’re enjoying a morning coffee on your patio or entertaining friends with a sunset barbecue, riverfront living in Fernandina Beach is an experience like no other. The area offers a variety of outdoor activities, from kayaking and paddleboarding to fishing and boating, making it a paradise for water enthusiasts.

With its blend of natural beauty, rich history, and a welcoming community, Fernandina Beach is the perfect place to find your dream home by the river. Explore the possibilities of waterfront living and immerse yourself in the charm and allure of this coastal haven. Your serene escape awaits!

Newest Fernandina Beach Homes with River Waterfront Description

$735,000
117342 MLS
Discover a rare slice of waterfront paradise in River Oaks of Amelia, one of Amelia Island’s established and desirable residential communities. Set on 1.24 acres at the end of a cul-de-sac, this beautiful homesite offers the space, privacy, and natural setting to create an exceptional custom home overlooking the Intracoastal Waterway. Mature live oaks frame the property, while deep-water dock access and expansive west-facing views provide the perfect backdrop for boating, fishing, and spectacular coastal sunsets. The property can be accessed from both Chem Cell Drive and from within the River Oaks neighborhood, providing convenient connectivity and additional possibilities for the placement and design of your future home. The neighborhood is characterized by impressive custom residences and offers the added advantage of no HOA or CDD fees. Situated outside the city limits, the property may also benefit from lower property taxes. Another notable feature is the potential to build entirely within the X flood zone, which could eliminate the need for flood insurance, subject to final plans, elevations, and applicable requirements. Opportunities to own over an acre of waterfront property with deep-water access, mature trees, Intracoastal views, and no HOA or CDD fees are exceptionally uncommon on Amelia Island. Whether you envision a private coastal retreat, a boater’s dream home, or a one-of-a-kind island residence, this homesite offers an extraordinary foundation for bringing that vision to life. Call today to schedule your private showing! MLS Number: 117342

Lot 2 River Oaks Of Amelia, Fernandina Beach
$1,495,000
4 Beds ⋅ 3 Baths ⋅ 117050 MLS
Custom designed and built on 1.2 acres, this exceptional two story home showcases beautiful marsh and tidal views and over 4,400 square feet of thoughtful designed living space. Abundant natural light, oversized bedrooms, first floor master, an open floor plan and exceptional storage create a warm and inviting home. Landscaped grounds, lush flowering plantings, with front and rear porches capture beautiful natural views and breathtaking sunsets. Seller offering an Oyster Bay Yacht Club membership, featuring a dining room, pool and tiki bar, overlooking the water and marina with deep water mooring. New Bulkhead installed in 2018. *** For Yacht Club membership, dock permitting please contact the listing agent.

96065 Heath Point Lane, Fernandina Beach
$1,500,000
117194 MLS
TRUE DEEP WATER HOMESITE! 25 TO 30 FEET OF WATER AT ALL TIDES, APPROXIMATELY 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. This rare, nearly ONE-ACRE WATERFRONT PROPERTY offers an exceptional opportunity to create a custom home in an established enclave of MULTIMILLION-DOLLAR RESIDENCES. The lot is FLAT, OUTSIDE THE FLOOD ZONE and protected along the waterfront by a HEAVILY REINFORCED RIPRAP SHORELINE. With NO HOA OR CDD, you have the freedom to design a waterfront residence around the lifestyle this remarkable setting provides. And there is no need to rush the process. An UPDATED, MOVE-IN READY 3-BEDROOM, 2-BATH BRICK HOME is already on the property, allowing you to enjoy the river, dock and boating lifestyle immediately while you design and plan your future home. The existing residence features an open-concept layout, newer HVAC, new windows, an expansive covered patio and broad water views. When the time comes to build, the existing home can be removed relatively quickly and economically. THIS IS THE KIND OF WATERFRONT THAT IS ALMOST IMPOSSIBLE TO RECREATE. Boat, fish and explore directly from your backyard. Cast for largemouth bass, redfish, bream and crappie; watch dolphins, sea turtles, otters, pelicans, ospreys and eagles; and enjoy SpaceX launches from the riverfront. All within easy reach of Fernandina’s beaches, dining, shopping and historic downtown. BUY IT FOR THE LAND. ENJOY IT FOR THE HOUSE. BUILD WHEN YOU ARE READY. For Residential Listing, See Listing MLS #116708

Lot 1 Wilder Boulevard, Fernandina Beach
$2,300,000
5 Beds ⋅ 4 Baths ⋅ 117183 MLS
Tucked at the end of a private cul-de-sac directly on the marsh of the Amelia River, 1301 Autumn Trace presents brand-new custom construction designed for refined coastal living. Set for 2026 completion, this 5-bedroom, 4-bath sanctuary offers 3,440 square feet of light-filled interior space across three elevator-serviced levels, perfectly paired with sweeping tidal views, covered porches, and dual rear balconies. Timeless board-and-batten siding, black Bahama shutters, a paver driveway, and a two-car garage create immediate curb appeal. The main level showcases 10' ceilings, wide-plank luxury vinyl flooring, and an open layout tailored for entertaining. At its center, the chef’s kitchen boasts a quartz waterfall-edge island, custom oak and white shaker cabinetry, and a walk-in pantry, complemented by a private wet bar finished with rich dark-green cabinetry. A versatile first-floor guest suite provides comfort and privacy. Upstairs, the primary retreat serves as a peaceful haven with its own marsh-view balcony and a spa-caliber bath featuring a freestanding soaking tub, an oversized walk-in shower, and dual vanities. The third level expands the living area with three spacious bedrooms, two full bathrooms, a central loft, and a dedicated laundry room. Outside, low-maintenance Trex composite decking and black cable railings maximize the panoramic waterfront setting. A private boardwalk with seawall leads across the marsh to a 12'x12' platform, offering direct Amelia River access for boating, paddleboarding, and fishing. A rare opportunity to secure custom new construction on pristine marsh-front acreage in one of Fernandina Beach's most coveted coastal enclaves.

1301 Autumn Trace, Fernandina Beach
$1,149,000
2 Beds ⋅ 2 Baths ⋅ 117115 MLS
AMELIA ISLAND CLUB MEMBERSHIP OPPORTUNITY WITH PURCHASE! This furnished south-end penthouse offers an opportunity for a social membership with The Amelia Island Club, subject to applicable club terms and approval—along with an extraordinary coastal setting inside the renowned Omni Amelia Island Resort. Offered furnished and currently in a short-term rental program, this penthouse presents an opportunity for investment income, a private coastal escape or a combination of personal enjoyment and rental use. A designated covered carport space and private storage add everyday convenience. Atlantic Ocean views frame the main living spaces, while both bedrooms overlook the Amelia River, capturing spectacular sunsets also enjoyed from the main living area. This natural light-filled retreat features new oceanside windows and sliders, smooth ceilings, ceramic wood-grain tile, quartz kitchen countertops and updated bathrooms. A commissioned mural adds a distinctive custom touch. The expansive loft provides room to relax, gather and make the space your own. Currently arranged as two additional sleeping areas, the loft allows the residence to comfortably sleep eight. Imagine an office, playroom, exercise room or additional lounge—or explore its potential for conversion into a true third bedroom and bathroom, creating a lovely primary suite. Top floor. South end. Atlantic Ocean and Amelia River views. From the first light of morning to the last glow of sunset, this is a special opportunity to experience Amelia Island living.

1180 Beach Walker Road Unit 1180, Fernandina Beach
$659,000
3 Beds ⋅ 3 Baths ⋅ 117137 MLS
Experience coastal living at its finest in this stunning 3-bedroom, 2.5-bath, 2,408 sq. ft. marsh-front townhome, just across the bridge from Amelia Island. Built in 2023, this modern retreat features a spacious open-concept design with floor-to-ceiling windows framing serene marsh views from the ground-floor living area. Take the private elevator and wake up to breathtaking sunrises from the upstairs master suite, complete with an en-suite bath and generous walk-in closet. Enjoy the tranquility of nature, abundant natural light, and the convenience of being minutes from Amelia Island’s beaches, dining, and shops—a perfect blend of luxury and coastal charm. Marsh View Townhomes has underground propane through Shapr CGS. HOA covers lanscaping and lawn maintenance, sprinklers and fountain, and use of tennis courts at Marsh Lakes.

88058 Marsh View Way, Fernandina Beach
$1,065,000
3 Beds ⋅ 3 Baths ⋅ 116859 MLS
Wake up to spectacular sunrises over the marsh and Amelia River from this beautifully designed coastal home in gated Oyster Bay Harbour. Just down the street from the Oyster Bay Yacht Club, this LIKE-NEW HOME offers 2,812 sq-ft of thoughtfully planned living space with 3 bedrooms + a dedicated office/flex room, 2.5 baths and captivating east-facing water views. An open-concept design fills the home with natural light while showcasing the scenic surroundings. The spacious great room, dining area and chef-inspired kitchen flow seamlessly together, creating an inviting setting for both relaxed everyday living and entertaining. Outdoor living spaces provide the perfect place to enjoy coastal breezes, watch wildlife along the marsh and begin each day with a stunning sunrise over the river. Elevated construction enhances the views and provides exceptional functionality. The ground level features a generous three-car tandem garage with abundant space for vehicles, a golf cart, water toys and additional storage. A PRIVATE ELEVATOR offers convenient access to the home’s main living levels. Oyster Bay Harbour residents enjoy a community pool, new pickleball courts, clay tennis courts and potential secure boat or RV storage. Optional membership at the nearby Oyster Bay Yacht Club provides access to dining, a deep-water marina, boat slips, kayak launch, fishing bridge, fitness room and pool. Located just minutes from Amelia Island’s beaches and historic downtown Fernandina Beach—and less than 30 minutes from Jacksonville International Airport—this exceptional home combines panoramic coastal beauty, thoughtful design and the coveted Oyster Bay lifestyle.

96558 Compass Point Drive, Fernandina Beach
$599,000
116856 MLS
Pristine Sunrise Views. Enjoy 1.64 acres overlooking the Nassau Sound no HOA or CDD expenses. Watch the wildlife among the Marsh grass. Egrets, Owls, Deer, plenty of bird watching but the main attraction is the expansive wide views into the Deep Blue Water. Enough acreage to build house, pool, detached garage, and more. Set up on a 15' plus bluff protected with Marsh frontage. Don't miss the opportunity to build your dream on one of the few water views remaining in Amelia! *** Lot 9 is combined with Lot 8 in the tax records. Lot 9 will be separated out at closing.

Lot 9 Of Sheffield Bluff On Old Nassauville Rd Road, Fernandina Beach
$2,600,000
4 Beds ⋅ 5 Baths ⋅ 116742 MLS
SOLID!...Enjoy premium ICF (Insulated Concrete) Construction, with Texas Limestone facade! Situated on the Marsh fronting the Nassau River. Take part in sunrise fishing expeditions and sunset gatherings on the dock. This extraordinary estate offers the perfect blend of luxury, recreation, and coastal living. 20+ feet of deep-water accommodations at low tide, and breathtaking marsh-to-water views. Your private covered dock is a grandfathered 800sf platform, floater, 10,000-lb boat lift, with easy access to the ICW and Atlantic waterways. Renowned among local fishing guides and avid anglers, the waters are known for exceptional fishing opportunities. The thoughtfully designed residence offers palacial living areas inside and out, Cypress tongue and groove accented ceilings, and accent trim. Comfortable guest accommodations, abundant storage, expansive covered porches, 3-car garage, and the convenience of a whole house generator. property tax record is for 2 lots. Pricing is for house. Lot 9 will be separated at closing. Inquire for pricing to include additional lot.

940842 Old Nassauville Road, Fernandina Beach
$1,500,000
3 Beds ⋅ 2 Baths ⋅ 116708 MLS
TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! OFFERING 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. Set on a flat one-acre lot in an established enclave of MULTIMILLION-DOLLAR HOMES, this is a rare Fernandina waterfront opportunity built around boating, fishing and life on the water. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home offers an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now, with the flexibility to build a custom waterfront residence in the future. Along the water, a HEAVILY REINFORCED RIPRAP SHORELINE provides added protection, while the property’s location OUTSIDE THE FLOOD ZONE and freedom from HOA or CDD fees add even more peace of mind. All of this is within easy reach of FERNANDINA’S AWARD-WINNING BEACHES, DINING, SHOPPING AND THE NOSTALGIC CHARM OF HISTORIC DOWNTOWN. A setting this deep, usable and well located is exceptionally hard to find. Furniture is negotiable.

95766 Wilder Boulevard, Fernandina Beach
$1,600,000
4 Beds ⋅ 5 Baths ⋅ 116684 MLS
Set on a quiet cul-de-sac in Marsh Lakes Estates, this thoughtfully remodeled Intracoastal home offers sweeping views of the Amelia River and surrounding tidal marsh from nearly every main living space. With 4 bedrooms, 5 bathrooms, and 3,415 square feet on a beautifully landscaped .71-acre lot, the home blends timeless design with everyday comfort. The interior was completely reimagined with well-crafted finishes throughout, including 10-foot ceilings, custom wainscoting, crown molding, wide-plank flooring, and expansive 8-foot windows and doors that fill the home with natural light and frame the water views. The kitchen is both elevated and functional, featuring custom inset cabinetry that extends to the ceiling, integrated appliances, marble countertops, a waterfall island, and warm brass accents. Just beyond, the dining area is anchored by two custom floor-to-ceiling glass wine displays, creating a distinctive space for gathering with family and friends. The primary suite is designed as a quiet retreat with water views and a beautifully updated bath featuring a freestanding soaking tub, an oversized glass-enclosed wet room shower with custom tile, and refined brass fixtures. A dedicated home office with rich charcoal millwork offers a comfortable, inspiring workspace. Outside, the covered porch and expansive 30-foot deck provide the perfect place to enjoy morning coffee, evening sunsets, and the ever-changing marsh landscape. Located just minutes from historic downtown Fernandina Beach and the beaches of Amelia Island, Marsh Lakes Estates also offers residents a community pool, tennis courts, and playground. Major updates include a new roof (2020) and HVAC system (2019).

96224 Marsh Lakes Drive, Fernandina Beach
$1,350,000
2 Beds ⋅ 2 Baths ⋅ 116629 MLS
Spectacular Marsh and Intracoastal views from this completely rebuilt villa on sought after Amelia Island Plantation. Incredible construction with generously sized windows to take advantage of the expansive marsh views! Open and spacious floor plan with views from all main living areas and the large primary suite. Chef's kitchen with top of the line appliances and soaring ceilings. A wonderful screened porch can be accessed from the living room or the primary suite. Beautiful hardwood floors, custom closets, and a private office are just a few of the special features in this villa. Perfect for your personal retreat or investment property. Short term rentals are allowed.

3104 Sea Marsh Road Unit 3104, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data up-to-date as of . For the most current information, contact Florida Homes Realty and Mortgage.