Fernandina Beach Homes under $250,000

Fernandina Beach Homes under $250,000

Welcome to Fernandina Beach, a hidden gem nestled on the northeastern coast of Florida in Nassau County. Known for its stunning beaches, rich history, and vibrant community, Fernandina Beach offers an idyllic coastal lifestyle that beckons homebuyers seeking both relaxation and adventure.

With its charming historic district, you can stroll along tree-lined streets adorned with Victorian architecture, visit local boutiques, and savor delicious cuisine at waterfront restaurants. The area is famous for its beautiful beaches, where you can soak up the sun, enjoy water sports, or simply take a leisurely walk along the shore. The nearby Amelia Island State Park provides ample opportunities for outdoor enthusiasts, with hiking trails, fishing spots, and wildlife viewing.

For those looking to make Fernandina Beach their home, there is an exciting selection of properties available for under $250,000. These homes offer a fantastic opportunity to invest in a community that boasts both charm and convenience. Whether you’re searching for a cozy beach cottage, a modern condo, or a quaint bungalow, you’ll find options that fit your budget without compromising on quality of life.

With a friendly atmosphere, excellent schools, and a plethora of recreational activities, Fernandina Beach is perfect for families, retirees, and anyone seeking a vibrant coastal lifestyle. Discover the charm of Fernandina Beach today, and let us help you find your dream home in this beautiful coastal paradise!

Newest Fernandina Beach Homes under $250,000

95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 2166583 MLS
SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT -- part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn't look like your typical mobile home at all -- it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA-- ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open -- great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all -- NO HOA! Bring your boat, RV, work trucks, and toys. There's plenty of space to spread out and make this property your own. Please note: the home does have some Structural Issues in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL -- this one won't last!

95222 Dwight Drive, Fernandina Beach
95013 Peppers Place, Fernandina Beach
$159,000
3 Beds ⋅ 2 Baths ⋅ 117429 MLS
2006 double-wide manufactured home with permanent residence sticker, 3BD/2BA and 960 SF. Features front porch, fully fenced yard, shed, chicken coop, and newer 18' above-ground pool. Interior has drywall, fresh paint, newer laminate flooring in bedrooms, and vinyl tile in living room. Kitchen has newer appliances and dishwasher. Primary bath has updated tile shower; second bath needs remodeling. HVAC approx. 4 years old and roof approx. 1.5–2 years old. Well/septic.

95013 Peppers Place, Fernandina Beach
96100 Stoney Drive, Fernandina Beach
$249,900
3 Beds ⋅ 2 Baths ⋅ 117218 MLS
Welcome to this 3-bedroom, 2-bath home offering approximately 1,680 square feet of living space in the desirable Stoney Creek community of Fernandina Beach. The home features a comfortable and functional floor plan, plenty of natural light, and an attached garage providing convenient parking and additional storage. Enjoy the added benefit of a community pool, perfect for relaxing and enjoying the Florida sunshine. Conveniently located near shopping, dining, schools, Amelia Island, and the beautiful beaches of Fernandina Beach. A wonderful opportunity to make this home your own and add your personal touches.

96100 Stoney Drive, Fernandina Beach
95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 117125 MLS
SHORT SALE ALERT!! Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT — part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn’t look like your typical mobile home at all — it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA — ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open — great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all — NO HOA! Bring your boat, RV, work trucks, and toys. There’s plenty of space to spread out and make this property your own. Please note: the home does have some FOUNDATION ISSUES in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL — this one won’t last!

95222 Dwight Drive, Fernandina Beach
96100 Stoney Drive, Fernandina Beach
$249,900
3 Beds ⋅ 2 Baths ⋅ 2161757 MLS
Welcome to this 3-bedroom, 2-bath home offering approximately 1,680 square feet of living space in the desirable Stoney Creek community of Fernandina Beach. The home features a comfortable and functional floor plan, plenty of natural light, and an attached garage providing convenient parking and additional storage. Enjoy the added benefit of a community pool, perfect for relaxing and enjoying the Florida sunshine. Conveniently located near shopping, dining, schools, Amelia Island, and the beautiful beaches of Fernandina Beach. A wonderful opportunity to make this home your own and add your personal touches.

96100 Stoney Drive, Fernandina Beach
30970 Paradise Commons Unit 316, Fernandina Beach
$240,000
2 Beds ⋅ 2 Baths ⋅ 114869 MLS
Enjoy easy living in this meticulously maintained first-floor condo located in the desirable gated community of Amelia Lakes. This 2-bedroom, 2-bath home is truly move-in ready with low condo fees and a smart, low-maintenance lifestyle. The open floor plan features a spacious family room, tile flooring throughout, crown molding, plantation shutters, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, a pantry, breakfast bar, and an adjacent dining area—perfect for everyday living or entertaining. Additional highlights include an indoor laundry room, outdoor storage closet, and a screened porch for relaxing mornings or evenings. Residents enjoy resort-style amenities including a clubhouse, large pool, fitness center, tennis courts, playground, car wash station, and waterfront dock. Zoned for top-rated Nassau County schools and conveniently located just minutes from shopping, dining, Historic Fernandina Beach, the airport, and the beautiful beaches of Amelia Island.

30970 Paradise Commons Unit 316, Fernandina Beach
30970 Paradise Commons Unit 316, Fernandina Beach
$240,000
2 Beds ⋅ 2 Baths ⋅ 2127905 MLS
Enjoy easy living in this meticulously maintained first-floor condo located in the desirable gated community of Amelia Lakes. The open floor plan features a spacious family room, tile flooring throughout, crown molding, plantation shutters, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, a pantry, breakfast bar, and an adjacent dining area—perfect for everyday living or entertaining. Additional highlights include an indoor laundry room, outdoor storage closet, and a screened porch for relaxing mornings or evenings. Residents enjoy resort-style amenities including a clubhouse, large pool, fitness center, tennis courts, playground, car wash station, and waterfront dock. Zoned for top-rated Nassau County schools and conveniently located just minutes from shopping, dining, Historic Fernandina Beach, the airport, and the beautiful located just minutes from shopping, dining, Historic Fernandina Beach, the airport, and Amelia Island.

30970 Paradise Commons Unit 316, Fernandina Beach
Start Your Search
© 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved. This data is up-to-date as of . For the most current information, contact Florida Homes Realty and Mortgage.