Fernandina Beach Homes under $500,000

Fernandina Beach Homes under $500,000

Welcome to Fernandina Beach, a hidden gem nestled in the heart of Nassau County, Florida. Known for its stunning coastal views, charming historic district, and vibrant community, this picturesque city offers an idyllic lifestyle for those seeking both relaxation and adventure. With its rich history dating back to the 16th century, Fernandina Beach boasts beautiful Victorian architecture and a welcoming atmosphere that makes it a perfect place to call home.

One of the most appealing aspects of Fernandina Beach is the accessibility of homes under $500,000. Whether you're a first-time buyer, looking to downsize, or seeking a vacation retreat, this charming coastal city has something for everyone. From quaint cottages to modern townhomes, the real estate market here is diverse and offers excellent value. Imagine waking up to the sound of waves crashing, with stunning sunrises just a short stroll away from your front door.

Fernandina Beach is not just about beautiful homes; it’s also about the lifestyle. With miles of pristine beaches, lush parks, and outdoor recreational opportunities, residents can enjoy fishing, boating, and golfing year-round. The local dining scene is a food lover's paradise, with fresh seafood and delightful eateries lining the waterfront. Plus, the vibrant arts community and numerous festivals add a unique charm to this coastal haven.

With homes available at affordable prices, Fernandina Beach invites you to explore the possibilities of coastal living. Discover your dream home in this enchanting city, where every day feels like a vacation!

Newest Fernandina Beach Homes under $500,000

23525 Bahama Point Unit 1621, Fernandina Beach
$319,000
3 Beds ⋅ 2 Baths ⋅ 117480 MLS
RARE 3 BEDROOM CONDO WITH GARAGE IN AMELIA LAKES! Beautifully positioned at the peaceful far end of this gated lakefront community, this well-maintained second-floor villa offers calming water views, added privacy, and one of the most sought-after floor plans in Amelia Lakes. Overlooking the lake from the screened balcony, this 3 bedroom, 2 bath residence combines space, comfort, and exceptional value with a highly desirable detached garage. Inside, the spacious layout features a bright living area with vaulted ceilings, a cozy wood-burning fireplace, open dining space, and an easy-flow kitchen with newer appliances, vinyl flooring, and everyday functionality ideal for full-time living or weekend escapes. The home has been lovingly cared for and offers a move-in-ready feel with tremendous upside for future cosmetic enhancements. The spacious primary suite includes a soaking tub, double vanity, 2 walk-in closets, and peaceful lake views. All bedrooms feature a walk in closet with the rare third bedroom creating flexibility for guests, a home office, art studio, or comfortable full-time island living. Important improvements include new HVAC, new water heater, newer paint, new roof, and fresh exterior paint - giving buyers peace of mind and supporting a smart, low-maintenance lifestyle with low condo fees. Enjoy abundant wildlife from the screened balcony, or stay cozy indoors on cool evenings by the fireplace. Amenities include a gated entrance, pool, tennis courts, fitness center, clubhouse, playground, car care center, and fishing pier. Perfect as a year-round residence, vacation getaway, or investment property. Conveniently located near local restaurants, shopping, historic downtown Fernandina and Amelia Island beaches.

23525 Bahama Point Unit 1621, Fernandina Beach
1437 Cashen Drive, Fernandina Beach
$387,700
3 Beds ⋅ 2 Baths ⋅ 117518 MLS
ISLAND OPPORTUNITY WITH INCREDIBLE POTENTIAL! 1437 Cashen Drive offers a true fixer-upper on a beautiful half-acre lot in a desirable Amelia Island location, just about one mile from the beach. The home is ready for a full renovation, making it an excellent opportunity for a builder or buyer looking to create something special. The spacious lot provides plenty of room to reimagine the property while enjoying convenient access to the beach, schools, shopping, dining, and historic downtown Fernandina Beach. The adjacent corner lot at 0 Cashen Drive, also a half-acre lot, is available separately for $325,000. Purchase the home on its own or take advantage of the opportunity to own both adjoining parcels for about one acre of island property. A unique opportunity to create something special on Amelia Island!

1437 Cashen Drive, Fernandina Beach
96051 Hickory Place, Fernandina Beach
$474,900
3 Beds ⋅ 2 Baths ⋅ 2167204 MLS
Coming Soon listing, no showings. Welcome to Hickory Place! This beautifully updated 3-Bedroom 2- Bathroom home sits on a spacious corner lot and features a modern, functional open floor plan with split bedrooms and a versatile flex space ideal for a home office.

96051 Hickory Place, Fernandina Beach
2583 Forest Ridge Drive Unit N-3, Fernandina Beach
$285,000
2 Beds ⋅ 1 Baths ⋅ 117486 MLS
Live out your Amelia Island coastal living dreams in Forest Ridge Village, just a short stroll from the beach. Start each morning on the shoreline, coffee in hand, as the sun rises over the Atlantic, then head back in the afternoon for a swim, a good book, or a few more hours in the sand. Great local restaurants are an easy bike ride away, and historic downtown Fernandina Beach, with its Centre Street shops and sunsets over the Amelia River, is only minutes away. Between beach trips, enjoy the community's resort-style amenities, including tennis courts, a pool, a playground, and a grill area, all set on charming grounds. Back home, this first-floor, 2-bedroom condo means no hauling chairs and coolers up flights of stairs. It comes mostly furnished with brand-new pieces, making it truly move-in ready, and in-unit laundry adds everyday convenience. When the day winds down, relax on your private balcony in the ocean breeze. Make it your full-time home, your weekend escape, or a short-term rental that helps pay for itself. However you use it, the beach becomes part of every day. Schedule your private showing today.

2583 Forest Ridge Drive Unit N-3, Fernandina Beach
2019 Village Lane, Fernandina Beach
$490,990
3 Beds ⋅ 2 Baths ⋅ 2166716 MLS
Welcome to 2019 Village Lane, a well maintained 3-bedroom, 2-bath home located in the established Island Village community of Fernandina Beach. This spacious two-story home offers 1,775 square feet with a functional layout designed for comfortable everyday living. The main living areas feature luxury vinyl plank flooring, while the bedrooms offer carpet for added comfort. The kitchen features granite countertops and opens to the home's living spaces, creating a practical setup for both everyday living and entertaining. A two-car garage provides convenient parking and additional storage. Located close to shopping, dining, schools, and major roadways, this home offers the convenience of Fernandina Beach living with easy access to everything the area has to offer. Schedule your private showing today and see all that this home has to offer.

2019 Village Lane, Fernandina Beach
96042 Stoney Creek Parkway Unit 903, Fernandina Beach
$269,990
2 Beds ⋅ 2 Baths ⋅ 2166606 MLS
Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in the gated community of Stoney Creek is near the end of the main road & ready to make life a little simpler. Inside, you'll find a MODERN KITCHEN that's beautiful, featuring 42'' solid cabinets, gorgeous countertops & pantry for all your storage needs. There's a cozy breakfast nook for casual mornings, plus plenty of bar seating if you'd rather grab a quick bite or chat with whoever's cooking. The dining area flows right into the living room, creating that OPEN*EASY*LIVING*FEEL. All the appliances are included even washer & dryer. Tile floors run through the kitchen and bathrooms for easy care, while carpet in the living areas and bedrooms. The SPLIT FLOOR PLAN gives you the best of both worlds, with the primary and second bedroom separated from one another. Here's a little bonus most condos can't offer - a 1-car garage And when you want to unwind, step out to your COVERED PATIO a great little spot for morning coffee or letting the dog stretch his legs -- this is a PET-FRIENDLY COMMUNITY! The complex has a SPARKLING POOL to enjoy and BRAND NEW ROOFS installed in 2025. HOA fees are AFFORDABLE** at just $370 monthly. Just a block off State Road 200, so restaurants, shopping & schools are all close by, and 10min to the Beach. And if you commute for work, you're right where you need to be for easy access to I-95. Right now the home is rented on a month-to-month lease, which gives you some nice flexibility whether you're an investor or looking to move in yourself. Use as primary residence, a second home, or a long-term rental. Don't Miss out on this one!

96042 Stoney Creek Parkway Unit 903, Fernandina Beach
95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 2166583 MLS
SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT -- part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn't look like your typical mobile home at all -- it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA-- ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open -- great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all -- NO HOA! Bring your boat, RV, work trucks, and toys. There's plenty of space to spread out and make this property your own. Please note: the home does have some Structural Issues in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL -- this one won't last!

95222 Dwight Drive, Fernandina Beach
2158 Hibiscus Court, Fernandina Beach
$469,950
3 Beds ⋅ 3 Baths ⋅ 2166377 MLS
AMELIA ISLAND LIVING WITH EVERYTHING CLOSE BY! This peaceful CORNER END-UNIT condo in sought-after Amelia Green puts the beach, shopping, dining, Starbucks, Publix and the McArthur Family YMCA all within easy walking or biking distance. Light-filled and spacious, this 3BR/2.5BA home offers 1,718 SF with a desirable MAIN-FLOOR PRIMARY SUITE, quartz countertops, large pantry, 1-car garage and separate assigned parking space. Step outside and connect to the Amelia River to Sea Trail, Egan's Creek Greenway and miles of scenic trails. Minutes from historic downtown Fernandina Beach, Fort Clinch State Park and everything that makes Amelia Island special. Zoned for highly rated Nassau County schools. Beach, trails, dining and everyday conveniences—all from your front door.

2158 Hibiscus Court, Fernandina Beach
95013 Peppers Place, Fernandina Beach
$159,000
3 Beds ⋅ 2 Baths ⋅ 117429 MLS
2006 double-wide manufactured home with permanent residence sticker, 3BD/2BA and 960 SF. Features front porch, fully fenced yard, shed, chicken coop, and newer 18' above-ground pool. Interior has drywall, fresh paint, newer laminate flooring in bedrooms, and vinyl tile in living room. Kitchen has newer appliances and dishwasher. Primary bath has updated tile shower; second bath needs remodeling. HVAC approx. 4 years old and roof approx. 1.5–2 years old. Well/septic.

95013 Peppers Place, Fernandina Beach
95182 Timberlake Drive, Fernandina Beach
$375,000
5 Beds ⋅ 3 Baths ⋅ 2166182 MLS
Welcome home to this spacious 5-bedroom, 3-bath home offering 2,508 square feet of bright, open living space in desirable Fernandina Beach. The well-appointed kitchen features stainless steel appliances, a large center island, ample cabinetry, and plenty of space for gathering and entertaining. The open-concept layout flows effortlessly into the main living areas, creating a comfortable and inviting atmosphere. Step outside to a generously sized, fully fenced backyard—perfect for relaxing, entertaining, pets, or outdoor activities. The garage is an organizer's dream, offering an abundance of storage space to keep everything neatly in its place. Conveniently located near beautiful beaches, highly rated schools, shopping, dining, and everything Fernandina Beach has to offer.

95182 Timberlake Drive, Fernandina Beach
83279 Yullecote Court, Fernandina Beach
$460,000
4 Beds ⋅ 3 Baths ⋅ 116874 MLS
Welcome Home: A Golfer's Dream in a Quiet, Established Neighborhood Nestled in a peaceful neighborhood, this charming home offers the perfect blend of comfort, convenience, and lifestyle. Golf enthusiasts will love having three golf courses just minutes away, making it easy to enjoy a round whenever the mood strikes. Mature trees create a serene, established feel throughout the neighborhood, offering shade, privacy, and a true sense of home. And when you need to run errands or want a night out, you're just a short drive from shopping and dining options. Step inside to a bright, open-concept layout where the kitchen flows seamlessly into the family and dining areas — perfect for entertaining or simply keeping everyone connected during everyday living. The kitchen itself offers ample cabinet and storage space, so you'll have plenty of room for all your pots, pans, and kitchen essentials. Retreat to comfortable, carpeted bedrooms designed for cozy relaxation at the end of the day. Outside, the fully fenced backyard is ready for your dog to roam, kids to play, or grandkids to visit — offering privacy and peace of mind for the whole family. Parking is a breeze with a two-car garage plus two additional spaces in the driveway, giving you plenty of room for vehicles, guests, or extra storage. Quiet streets. Mature landscaping. Golf at your doorstep. Shopping nearby. This home offers the lifestyle you've been searching for — schedule your showing today!

83279 Yullecote Court, Fernandina Beach
96177 Piedmont Drive, Fernandina Beach
$360,000
3 Beds ⋅ 2 Baths ⋅ 2165475 MLS
Welcome to 96177 Piedmont Dr in Fernandina Beach! This inviting corner-lot home offers comfortable living, thoughtful updates, and a convenient location. The open-concept layout creates an easy flow for everyday living and entertaining, while fresh interior paint and large closets in every bedroom add comfort and functionality. The kitchen features new appliances, and a new washer and dryer provide added convenience. Enjoy Florida's beautiful weather from the screened porch while relaxing in the fully fenced backyard. The 2024 roof offers peace of mind. With a low HOA fee and close proximity to shopping and dining, this home makes everyday living easy. Plus, Amelia Island's upscale shopping, dining, beaches, and resorts are just a short drive away!

96177 Piedmont Drive, Fernandina Beach
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