Fernandina Beach Homes under $900,000

23525 Bahama Point Unit 1621, Fernandina Beach

RARE 3 BEDROOM CONDO WITH GARAGE IN AMELIA LAKES! Beautifully positioned at the peaceful far end of this gated lakefront community, this well-maintained second-floor villa offers calming water views, added privacy, and one of the most sought-after floor plans in Amelia Lakes. Overlooking the lake from the screened balcony, this 3 bedroom, 2 bath residence combines space, comfort, and exceptional value with a highly desirable detached garage. Inside, the spacious layout features a bright living area with vaulted ceilings, a cozy wood-burning fireplace, open dining space, and an easy-flow kitchen with newer appliances, vinyl flooring, and everyday functionality ideal for full-time living or weekend escapes. The home has been lovingly cared for and offers a move-in-ready feel with tremendous upside for future cosmetic enhancements. The spacious primary suite includes a soaking tub, double vanity, 2 walk-in closets, and peaceful lake views. All bedrooms feature a walk in closet with the rare third bedroom creating flexibility for guests, a home office, art studio, or comfortable full-time island living. Important improvements include new HVAC, new water heater, newer paint, new roof, and fresh exterior paint - giving buyers peace of mind and supporting a smart, low-maintenance lifestyle with low condo fees. Enjoy abundant wildlife from the screened balcony, or stay cozy indoors on cool evenings by the fireplace. Amenities include a gated entrance, pool, tennis courts, fitness center, clubhouse, playground, car care center, and fishing pier. Perfect as a year-round residence, vacation getaway, or investment property. Conveniently located near local restaurants, shopping, historic downtown Fernandina and Amelia Island beaches.

23525 Bahama Point Unit 1621, Fernandina Beach

$575,000

3 Beds ⋅ 2 Baths ⋅ 117498 MLS

*OPEN HOUSE 10/3 11a-2p* Welcome to easy island living in this centrally located Fernandina Beach home! Walk, bike, or drive to numerous public beach accesses in just minutes, or hop on your golf cart and head to historic downtown Fernandina Beach for dining, shopping, entertainment, and exploring. Inside, vaulted ceilings and abundant natural light create a bright and open atmosphere. The spacious kitchen offers plenty of room to gather and includes a breakfast nook for casual dining. This well-maintained home has been thoughtfully updated with comfort and convenience in mind. Recent improvements include a new roof (2022), water heater (2025), exterior paint, new front door, updated bathrooms, built-in cabinetry, patio improvements, upgraded LVP flooring throughout, and professionally cleaned and sealed HVAC ductwork. A whole-house reverse osmosis water filtration system adds another valuable upgrade. One of the home's standout features is the large covered and screened patio—an ideal spot for morning coffee, entertaining friends, or unwinding after a day at the beach. The fenced backyard and mature trees create a relaxing outdoor setting with plenty of room to enjoy the coastal lifestyle. A two-car garage provides additional storage and everyday convenience. With its combination of location, thoughtful updates, and inviting indoor-outdoor living, this home makes it easy to enjoy everything Amelia Island has to offer. Start living the island dream—schedule your showing today!

1604 Canterbury Lane, Fernandina Beach

$689,000

3 Beds ⋅ 2 Baths ⋅ 2167429 MLS

Historic charm meets laid-back island living in this completely remodeled Amelia Island home overlooking Central Park. From mornings at the beach to afternoons exploring downtown Fernandina's local shops and evenings enjoying waterfront dining, this location puts the best of island life within easy reach. This 3-bedroom home pairs timeless character with thoughtful modern updates. Refinished original hardwood floors, abundant natural light, and custom 6-inch baseboards, casings, crown molding, and stair rails create a warm, inviting interior. Updated plumbing and electrical, new windows, and new ductwork complement the home's historic appeal. The beautifully designed kitchen features solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, a decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating—an inviting gathering spot before a beach day or a night downtown. Upstairs, the primary suite offers a private retreat with a custom walk-in closet and a spacious bathroom featuring dual vanities, a soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms offer flexibility for guests or a home office, while the main-floor bathroom features a glass-enclosed walk-in shower and timeless finishes. Outside, paver driveways and walkways enhance the curb appeal, while mature trees, a fenced backyard, and a spacious rear deck set the scene for relaxed island evenings and outdoor entertaining. A shed provides additional space for storage or hobbies. Situated on a 4,356-square-foot lot directly across from Central Park, this move-in-ready home brings together historic Fernandina Beach character, modern comfort, and convenient access to Amelia Island's beaches, downtown, and waterfront. Come discover a place where park views, beach days, and coastal charm are part of everyday life. Furniture is negotiable. KITCHEN & APPLIANCES New appliances throughout Solid wood slim shaker cabinetry with soft-close hinges Quartz countertops and quality Amerock cabinet hardware UPDATED SYSTEMS New electrical panel and complete rewiring All-new plumbing New A/C ductwork; existing A/C units INTERIOR DETAILS Original hardwood floors, completely refinished Custom stair rails and trim moldings New windows, walls and doors PRIMARY SUITE Custom walk-in closet Dual-sink vanities and vessel soaking tub OUTDOOR LIVING New deck and fenced backyard New paver driveway Custom-built garden shed Optional home warranty available with a reasonable offer. Furniture available for purchase, if desired.

1230 Beech Street, Fernandina Beach

$565,000

3 Beds ⋅ 3 Baths ⋅ 2167412 MLS

Come live on Amelia Island with no HOA fees. This 3-bedroom, 2.5-bath home features an open kitchen with granite countertops, stainless steel appliances, a pantry, LVP flooring 1st floor and countertop seating with plenty of entertaining space in your 16 x 18 living room. Enjoy a spacious living area, one-car garage, ample driveway parking, and a long, fully fenced backyard with a fire pit. Low-maintenance, move-in ready, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach. Outdoor living is right at your doorstep, with Central Park less than a couple of blocks away—offering pickleball, tennis courts, playgrounds, pétanque, and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, and many annual festivals are all within walking distance, along with holiday parades—creating endless opportunities to experience "Mayberry

911 S 7th Street, Fernandina Beach

$565,000

3 Beds ⋅ 3 Baths ⋅ 117364 MLS

Come live on Amelia Island with no HOA fees. This 3-bedroom, 2.5-bath home features an open kitchen with granite countertops, stainless steel appliances, a pantry, LVP flooring 1st floor and countertop seating with plenty of entertaining space in your 16 x 18 living room. Enjoy a spacious living area, one-car garage, ample driveway parking, and a long, fully fenced backyard with a fire pit. Low-maintenance, move-in ready, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach. Outdoor living is right at your doorstep, with Central Park less than a couple of blocks away—offering pickleball, tennis courts, playgrounds, pétanque, and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, and many annual festivals are all within walking distance, along with holiday parades—creating endless opportunities to experience "Mayberry on the Water".

911 S 7th Street, Fernandina Beach

$387,700

3 Beds ⋅ 2 Baths ⋅ 117518 MLS

ISLAND OPPORTUNITY WITH INCREDIBLE POTENTIAL! 1437 Cashen Drive offers a true fixer-upper on a beautiful half-acre lot in a desirable Amelia Island location, just about one mile from the beach. The home is ready for a full renovation, making it an excellent opportunity for a builder or buyer looking to create something special. The spacious lot provides plenty of room to reimagine the property while enjoying convenient access to the beach, schools, shopping, dining, and historic downtown Fernandina Beach. The adjacent corner lot at 0 Cashen Drive, also a half-acre lot, is available separately for $325,000. Purchase the home on its own or take advantage of the opportunity to own both adjoining parcels for about one acre of island property. A unique opportunity to create something special on Amelia Island!

1437 Cashen Drive, Fernandina Beach

$679,000

3 Beds ⋅ 3 Baths ⋅ 117320 MLS

Stunning move-in ready home in Amelia National on a premium golf course and lake lot. This residence features 10' ceilings and high-end upgrades throughout, including a new roof, water heater, and fresh interior/exterior paint. The main level boasts new LVP flooring, granite kitchen counters, under-cabinet lighting, and a designer Board and Batten accent wall. The spacious master suite offers serene water and golf course views, while two additional bedrooms include sitting/office areas. A versatile bonus room with a full bath provides an easy transition to a 4th bedroom. Enjoy the outdoors in the screened porch or on the paver patio and driveway, all complemented by new front and back landscaping. Updated fixtures and new upper-level carpet complete this luxury retreat. Social Membership Amelia National Golf and Country Club is mandatory.

95133 Bermuda Drive, Fernandina Beach

$725,000

2 Beds ⋅ 2 Baths ⋅ 2167272 MLS

Welcome to this recently updated coastal retreat. Updates include a 2026 roof, HVAC system, water heater, kitchen cabinets, appliances, granite countertops, Luxury vinyl plank flooring throughout, and much more. There is also a spacious bonus room that could be used as a private office or third bedroom, and a large screened Florida room surrounded by mature oak trees and palms. Ideally located just steps from the Atlantic Ocean, this home offers the best of Amelia Island's relaxed beach lifestyle. Enjoy close proximity to A+ rated schools, historic downtown with its charming shops and restaurants, and the natural beauty of Egan's Creek Greenway, perfect for hiking, biking, and scenic walks. Whether you're seeking everyday coastal living or a serene island retreat, this prime location places you right where you want to be.

410 Portside Drive, Fernandina Beach

$875,000

3 Beds ⋅ 2 Baths ⋅ 2167268 MLS

South Amelia Island living doesn't get much better than this! Tucked inside Parkway Place, an intimate gated community of just 14 homes directly across from the beach, this beautifully loved home delivers the location, privacy, and laid-back island lifestyle that make Amelia Island so special. Positioned on a lush corner lot in a quiet cul-de-sac, mature trees and established greenery create a sense of seclusion from the moment you arrive. A private approach and gorgeous custom double glass entry doors welcome you inside, where soaring ceilings, abundant natural light, and timeless character immediately set the tone. The massive family room is the heart of the home, featuring a beautiful wood-burning fireplace and peaceful views of the private backyard, while a separate formal dining room provides the perfect space for entertaining. The kitchen is filled with natural light and charm, complete with bay windows, beautiful outdoor views, and a cozy breakfast nook perfect for morning coffee. The thoughtfully designed split floor plan places the spacious primary suite in its own private retreat, complete with a large ensuite bath, while two additional guest bedrooms and a full bathroom are tucked into a separate wing across the home. Outside, mature landscaping surrounds the private back porch, creating a quiet escape for relaxing after a day at the beach. A side-entry garage adds to the home's curb appeal and preserves the peaceful feel of the front elevation. And the location is truly the showstopper. Step outside the gates and enjoy everything the coveted south end of Amelia Island has to offer, with the beach just across the street and The Ritz-Carlton, Golf Club of Amelia Island, tennis facilities, and miles of biking and walking trails all nearby. Morning walks to the ocean, afternoons on the trails, evenings at the resort, this is more than an Amelia Island address. It's the opportunity to enjoy the vacation lifestyle every single day.

1790 Fairway Drive, Fernandina Beach

$875,000

3 Beds ⋅ 2 Baths ⋅ 117437 MLS

South Amelia Island living doesn’t get much better than this! Positioned on a lush corner lot in a quiet cul-de-sac, mature trees and established greenery create a sense of seclusion from the moment you arrive. A private approach and gorgeous custom double glass entry doors welcome you inside, where soaring ceilings, abundant natural light, and timeless character immediately set the tone. The massive family room is the heart of the home, featuring a beautiful wood-burning fireplace and peaceful views of the private backyard, while a separate formal dining room provides the perfect space for entertaining. The kitchen is filled with natural light and charm, complete with bay windows, beautiful outdoor views, and a cozy breakfast nook perfect for morning coffee. The thoughtfully designed split floor plan places the spacious primary suite in its own private retreat, complete with a large ensuite bath, while two additional guest bedrooms and a full bathroom are tucked into a separate wing across the home. Outside, mature landscaping surrounds the private back porch, creating a quiet escape for relaxing after a day at the beach. A side-entry garage adds to the home’s curb appeal and preserves the peaceful feel of the front elevation. And the location is truly the showstopper. Step outside the gates and enjoy everything the coveted south end of Amelia Island has to offer, with the beach just across the street and The Ritz-Carlton, Golf Club of Amelia Island, tennis facilities, and miles of biking and walking trails all nearby. Morning walks to the ocean, afternoons on the trails, evenings at the resort, this is more than an Amelia Island address. It’s the opportunity to enjoy the vacation lifestyle every single day.

1790 Fairway Drive, Fernandina Beach

$474,900

3 Beds ⋅ 2 Baths ⋅ 2167204 MLS

Coming Soon listing, no showings. Welcome to Hickory Place! This beautifully updated 3-Bedroom 2- Bathroom home sits on a spacious corner lot and features a modern, functional open floor plan with split bedrooms and a versatile flex space ideal for a home office.

96051 Hickory Place, Fernandina Beach

$649,000

3 Beds ⋅ 2 Baths ⋅ 2167148 MLS

Live the Amelia Island lifestyle from this beautifully updated, move-in-ready 3-bedroom, 2-bath home on the island's desirable north end. Set on a spacious corner lot along a quiet, mature oak-lined street, this home puts you close to historic downtown Fernandina Beach and the beach. Inside, the newly remodeled kitchen features quartz countertops, soft-close cabinetry, a new stainless steel range hood, and stainless steel appliances including a double oven. The large air-conditioned four-season porch, enclosed with screened and vinyl windows, extends the living space and overlooks the fenced backyard, where there is plenty of room for a pool. A durable Shark coating enhances the driveway, patio, and walkways, while lush landscaping adds to the home's inviting curb appeal. Additional features include a 2-car attached garage, 2024 roof, new HVAC, and updated lighting. With no HOA or CDD restrictions, there's flexibility to enjoy the property your way.

604 N 15th Street, Fernandina Beach

Fernandina Beach Homes under $900,000

Newest Fernandina Beach Homes under $900,000