Fernandina Beach Homes with Lagoon/Estuary Frontage

Fernandina Beach Homes with Lagoon/Estuary Frontage

Welcome to Fernandina Beach, a captivating gem nestled on Amelia Island in Nassau County, Florida. Known for its stunning coastal scenery, rich history, and vibrant community, Fernandina Beach offers a unique blend of small-town charm and modern conveniences. With its picturesque streets lined with historic architecture and beautiful beaches, it’s no wonder that this enchanting city has become a sought-after destination for both residents and visitors alike.

One of the most alluring features of Fernandina Beach is its exquisite homes with lagoon and estuary frontage. These properties provide an unparalleled connection to nature, where residents can enjoy serene water views and the soothing sounds of the surrounding environment. Imagine waking up to the gentle lapping of water against the shore, with the sunrise painting the sky in hues of orange and pink. These homes offer not just a place to live, but a lifestyle immersed in tranquility and natural beauty.

Living in a lagoon or estuary-front home means having a front-row seat to the wonders of wildlife, from playful dolphins to graceful herons. Kayaking, fishing, and paddleboarding become part of your everyday life, providing endless opportunities for outdoor adventure. The community is also rich in amenities, with charming shops, delightful restaurants, and vibrant cultural events just a stone's throw away.

Whether you’re looking for a permanent residence or a vacation retreat, Fernandina Beach offers an idyllic setting where you can create lasting memories in a home that perfectly complements the breathtaking landscape. Embrace the coastal lifestyle and discover the magic of lagoon and estuary living in this enchanting Florida paradise!

Newest Fernandina Beach Homes with Lagoon/Estuary Frontage

$1,799,000
3 Beds ⋅ 5 Baths ⋅ 117415 MLS
Exceptional deep-water access with breathtaking marsh and river views, spectacular sunsets, and outstanding private boating amenities. This distinctive Lowcountry-style residence features a private dock with two covered floating docks and a 10,000-lb. boat lift—offering effortless access for boating, fishing, kayaking, and paddleboarding directly from your own backyard. Designed with elevated living and convenience in mind, the residence offers 3 bedrooms, 4.5 baths, a private office, fireplace, and a separate lower-level in-law/guest suite providing privacy and flexibility for extended family or overnight guests. The gourmet kitchen is beautifully equipped with Sub-Zero refrigerator and freezer and upgraded appliances. Exceptional amenities continue with an impressive four-vehicle garage, convenient dumbwaiter system, whole-home water filtration, and a backup generator—thoughtful features that enhance the comfort, functionality, and sophistication of this remarkable waterfront residence. Enjoy the rare combination of privacy, deep-water access, exceptional waterfront amenities, and unforgettable views—all just minutes from Amelia Island, the beaches, shopping, and historic downtown Fernandina Beach. Jacksonville International Airport is approximately 25 minutes away. A remarkable opportunity to experience the very best of luxury coastal living.

98137 Little Piney Island Point, Fernandina Beach
$539,000
3 Beds ⋅ 2 Baths ⋅ 117306 MLS
Enjoy waterfront living and privacy on over 1.1 acres in the A-rated Fernandina Beach School District! Nestled along the scenic Santa Juana tidal creek with direct access to the Nassau River, this 3-bedroom, 2-bath home blends space, freedom, and a relaxed coastal vibe. Built in 2015, the home sits at the end of a long, private driveway, offering a serene, secluded retreat while keeping you close to all the essentials. Inside, you’ll discover an open split floor plan, a spacious, well-appointed kitchen with granite countertops, stainless steel appliances, and a gas range, plus a family room featuring a vaulted ceiling and a cozy wood-burning fireplace. The primary bathroom is beautifully designed with a walk-in shower and a charming claw-foot tub. Step outside and enjoy the natural beauty of the tidal creek, with opportunities for boating, kayaking and exploring the waterways right from your own property. With NO HOA, you have the flexibility to truly enjoy your land - with plenty of room for an RV, boats, trailers or other toys. With 1/2 acre fully fenced, the expansive property offers endless possibilities for outdoor living, entertaining, gardening or simply enjoying the privacy and tranquility of your own waterfront retreat. Goffinsville Park boat ramp is a half mile away and the Holly Point boat ramp is just over 2 miles away. Minutes to the pristine beaches of Amelia Island and the quaint, historic downtown of Fernandina Beach, convenient to Jacksonville International Airport and the Naval Submarine Base Kings Bay in Georgia.

95075 Mallory Wilder Street, Fernandina Beach
$929,000
3 Beds ⋅ 3 Baths ⋅ 117303 MLS
Back on the market as of 09/21/26 through no fault of the Sellers! LOCATION! CONDITION! LOCATION! CONDITION! Who could ask for more? This updated home is located a very short walk to Amelia’s beautiful beaches. Located in Egan’s Landing, this community features a community pool, a beach walk over and lawn care (mow, edge and blow….weekly in the Summer), all are included in a low HOA FEE OF $428.60 quarterly. Home features all new ANDERSEN WINDOWS, recent roof replacement as well as newer HVAC. Home was remodeled when last purchased. Two year old paver driveway and a professionally landscaped yard. Garage features Shark Coating and a custom system of storage and racks, all within the last year. Extended, screened-in paver patio allows for enjoyment of the quiet of Egan’s Creek. CERAMIC tile flooring throughout the main living level, lovely GRANITE countertops in the kitchen, custom window coverings, primary bathroom has been completely redone with contemporary vanity, TOTO toilet, lovely soaking tub and a tiled walk-out shower. Bonus room upstairs makes for the perfect guest space or an additional living space….you decide. New SPLIT upstairs ensures comfort year round. OUTDOOR KITCHEN makes entertaining a cinch! Community pool and beach walkover. MUST SEE HOME!

3011 Robert Oliver Avenue, Fernandina Beach
$1,495,000
4 Beds ⋅ 3 Baths ⋅ 117050 MLS
Custom designed and built on 1.2 acres, this exceptional two story home showcases beautiful marsh and tidal views and over 4,400 square feet of thoughtful designed living space. Abundant natural light, oversized bedrooms, first floor master, an open floor plan and exceptional storage create a warm and inviting home. Landscaped grounds, lush flowering plantings, with front and rear porches capture beautiful natural views and breathtaking sunsets. Seller offering an Oyster Bay Yacht Club membership, featuring a dining room, pool and tiki bar, overlooking the water and marina with deep water mooring. New Bulkhead installed in 2018. *** For Yacht Club membership, dock permitting please contact the listing agent.

96065 Heath Point Lane, Fernandina Beach
$1,695,000
4 Beds ⋅ 3 Baths ⋅ 117015 MLS
Explore this waterfront estate where nature and timeless design exist in harmony. Intentionally crafted by architect John Cotner, every detail is positioned to capture sunlight and frame the marsh. Waterfront living revolves around where to unwind. The crow’s nest off the primary suite has sweeping marsh views. The screened porch extends the indoors to outdoors and stepping onto the private dock feels like you’ve gone a world away. Each space carries its own restorative qualities. Accessible by elevator, the third floor is dedicated to the primary ensuite, an office with east-to-west views plus a secluded deck. The main level features a secondary ensuite and two additional bedrooms with the option to close off the space for added privacy. Outdoors, the two tiered private dock invites morning coffee breaks and evening sunset cheers. Cast a line from the dock or drop a crab trap for adventure. Load up a skiff and head to hidden fishing spots or drift through winding waterways by kayak or paddleboard. 88001 Marsh Lakes Ct is the setting for a life well-lived. Here, the rhythm of the tide sets the clock and the changing seasons are defined by migrating birds returning to roost. Upgrades in this well-maintained, one owner home add to the appeal: New roof (2025), Elevator (2018), HVAC systems (2020, 2021) Hot Water Heaters (2023, 2020). Marsh Lakes is an established community with estates just minutes from Amelia Island. Residents enjoy a range of amenities, including a community pool, tennis courts, playground, and scenic walking trails all with a low HOA. These shared spaces foster a neighborly lifestyle. New memories are waiting—schedule your private tour.

88001 Marsh Lakes Court, Fernandina Beach
$325,000
116968 MLS
Build your dream home on this stunning nearly two-acre marshfront homesite offering privacy, beautiful natural surroundings, and expansive water and marsh views. Tucked away at the end of a quiet cul-de-sac, this spacious lot overlooks the marshes of Christopher Creek with scenic views toward the Timucuan Preserve. Enjoy the peaceful Northeast Florida lifestyle while being located less than half a mile from the Holly Point boat ramp, providing convenient access for boating, fishing, kayaking, and exploring the surrounding waterways. A home was previously located on the property, which may offer potential savings on certain impact fees or development costs. Buyer to verify all applicable credits, building requirements, and fees. With its generous acreage, secluded setting, marshfront location, and proximity to the water, this unique property offers an exceptional opportunity to create a custom home surrounded by some of Northeast Florida's most beautiful natural scenery.

94002 Christopher Lane, Fernandina Beach
$1,899,999
4 Beds ⋅ 3 Baths ⋅ 116227 MLS
Tucked beneath a canopy of majestic oaks along the scenic waterways of Nassauville, this custom-built waterfront home offers a rare blend of refined design, modern functionality, and exceptional outdoor living. Positioned to capture breathtaking sunrise views and cooling afternoon sea breezes, the property embraces the beauty of its natural surroundings with frequent sightings of dolphins, manatees, and coastal birds along the creek and marsh. Designed for both everyday comfort and effortless entertaining, the home features an open-concept layout with soaring ceilings, warm architectural details, and seamless indoor-outdoor flow. The expansive covered lanai overlooks the saltwater pool with electric heat pump and includes a stunning outdoor fireplace, creating an inviting setting year-round. The chef’s kitchen combines style and performance with soft-close cabinetry and drawers, marble backsplash, propane cooking, and a dedicated dual 20-amp espresso bar circuit. The spacious primary suite offers a spa-inspired retreat complete with an air-jetted soaking tub. Additional highlights include a private dock and floating dock with electrical and water service, propane tankless water heater, generator prewire, ethernet access in every room, and a Mosquito Nix system designed to enhance outdoor enjoyment. The home is also positioned outside of a designated flood hazard zone, offering additional peace of mind. With no HOA, this property offers added flexibility and room to enjoy a true coastal lifestyle surrounded by nature, privacy, and wide-open skies. A rare opportunity to own a thoughtfully designed waterfront home in one of Nassau County’s most scenic settings.

940454 Old Nassauville Road, Fernandina Beach
$6,445,000
5 Beds ⋅ 8 Baths ⋅ 115367 MLS
Incredible views of Nassau Sound & Intracoastal Waterway and amazing sunsets! The primary living space is all located on the 2nd level (with elevator access) to take advantage of the best wide body water views on the west side of Amelia Island. Sitting on 1.13 acres, this property has an unrivaled 246 feet of water frontage, a magnificient lawn and includes a dock with boat lift and 24/7 deep-water access. The water frontage has been professionally bulkheaded. There is even a white sand "beachside" area for sunbathing. Fully renovated in 2009, the main house includes 5,692 square feet with 4 beds, 4 baths, 2 half baths, an executive office suite, a 2nd office, wine cellar, and an elevator. The living rm has beautiful Brazilian Oak floors and stunning views. The designer kitchen includes neutral finishes, Wolf & Sub-Zero appliances, and opens to the living room and dining room. Includes 2 separate garages for 4 cars, workroom space and generator for the main house. Adjacent to the main house is the perfect space for entertaining: the poolscape and party house. The party house includes 2012 sq ft, 2 baths, a guest suite on the 2nd floor and full catering kitchen which opens up to a large patio, infinity pool w/ hot tub, and full summer kitchen...all of which have expansive views.

105 Long Point Drive, Fernandina Beach
$1,689,000
2 Beds ⋅ 2 Baths ⋅ 115586 MLS
Tucked along the tranquil shores of Eagan’s Creek, this charming waterfront cottage offers the ultimate Amelia Island lifestyle. Located on the sought-after north end, this fully remodeled home sits on a quiet street just minutes from the shops and restaurants of Centre Street. On city water and sewer, and no HOA or CDD fees or restrictions — so there’s plenty of room to bring your boat or RV and truly enjoy coastal living your way! Having undergone a complete renovation by Pickett Construction, this home blends coastal elegance with modern upgrades. Plans are drawn for an 800-sq-ft addition that would add two bedrooms, maximizing potential. The open-concept living, kitchen, and dining area are designed to capture breathtaking marsh views and unforgettable sunset skies. The owner’s suite offers a walk-in closet with custom built-ins and a beautifully remodeled en suite bath. The secondary bedroom and additional flex room offer flexibility for guests, storage, or an overflow sleeping space. Inside, you’ll find luxury vinyl plank flooring throughout, vaulted ceilings, shiplap accents, and an abundance of natural light. A cozy wood-burning fireplace anchors the living space, while the kitchen features a large island with breakfast bar seating, white cabinetry, and a wine fridge—perfect for entertaining. Step outside to your private oasis where an expansive back deck leads to a paver patio and firepit, all overlooking the marsh. Enjoy direct water access with your own private dock and floating dock—ideal for kayaking, fishing, or simply soaking in the peaceful surroundings. A rare opportunity to own a true waterfront retreat in one of Amelia Island’s most desirable locations!

1421 Highland Drive, Fernandina Beach
$499,999
114784 MLS
Build your dream waterfront estate on this stunning 1.3+ acre homesite in the prestigious Brady Point Preserve. This estate-sized lot offers unparalleled natural beauty and privacy. With breathtaking views of the marsh, tidal creek, and serene estuaries, this property provides a truly one-of-a-kind setting where nature’s beauty unfolds daily. Enjoy the benefits of prevailing summer trade winds, ensuring your outdoor living spaces remain cool, comfortable, and virtually bug-free. With plenty of space to build, the possibilities are endless, whether you envision a sprawling estate or a thoughtfully designed retreat. There is also potential for a private dock, adding even more value to this incredible homesite. Brady Point Preserve is home to an ancient grove of natural Balsam Cedars and hundreds of large Oaks draped in Spanish Moss. This community is also known for its large estate-sized lots, offering both exclusivity and tranquility while remaining conveniently close to local amenities. This is more than just a place to build a home, this is an opportunity to create something truly extraordinary. Come see this remarkable property for yourself and experience the beauty of Brady Point Preserve! Conveniently located 5 minutes to Amelia Island, shopping, dining, and schools. Just 35 min to the Jacksonville Airport. See drone video!

96198 Brady Point Road, Fernandina Beach
$357,500
113945 MLS
Peaceful Marshfront Retreat – 3.26 Acres tucked along the marsh and a tranquil tidal creek, this secluded property offers breathtaking views and exceptional privacy. The high and dry land provides a solid foundation for your future home, surrounded by mature trees and natural beauty, a perfect canvas to create your ideal coastal retreat. A private 30-foot easement ensures convenient, exclusive access. Located in the top-rated Fernandina Beach school district, just minutes from historic downtown Fernandina and Amelia Island’s beaches, and only 30 minutes to Jacksonville International Airport. Don’t miss this rare opportunity to own a private piece of Amelia Island paradise.

Mango Lane, Fernandina Beach
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