Fernandina Beach Homes under $600,000

Fernandina Beach Homes under $600,000

Welcome to Fernandina Beach, a hidden gem nestled on the northeastern coast of Florida in Nassau County. This charming coastal city is renowned for its stunning beaches, vibrant downtown, and rich history, making it an ideal place to call home. With its warm climate, friendly community, and abundant outdoor activities, Fernandina Beach offers a lifestyle that perfectly balances relaxation and adventure.

One of the most appealing aspects of Fernandina Beach is its diverse real estate market, particularly for those seeking homes under $600,000. Whether you’re a first-time homebuyer, a growing family, or looking for a vacation retreat, you’ll find an array of options that fit your budget. From quaint cottages and modern townhomes to spacious single-family residences, the homes in this price range cater to a variety of tastes and lifestyles.

Imagine waking up to the sound of ocean waves and enjoying a morning stroll along the picturesque Amelia Island shoreline. With a variety of parks, golf courses, and recreational facilities, outdoor enthusiasts will never run out of things to do. The historic downtown area, filled with charming boutiques, restaurants, and art galleries, offers a delightful blend of culture and community spirit.

In Fernandina Beach, you’ll not only find a beautiful home but also a welcoming community that embraces the essence of coastal living. With homes under $600,000, your dream of living in this idyllic city can become a reality. Discover the charm of Fernandina Beach and start your journey towards a vibrant and fulfilling lifestyle today!

Newest Fernandina Beach Homes under $600,000

23525 Bahama Point Unit 1621, Fernandina Beach
$319,000
3 Beds ⋅ 2 Baths ⋅ 117480 MLS
RARE 3 BEDROOM CONDO WITH GARAGE IN AMELIA LAKES! Beautifully positioned at the peaceful far end of this gated lakefront community, this well-maintained second-floor villa offers calming water views, added privacy, and one of the most sought-after floor plans in Amelia Lakes. Overlooking the lake from the screened balcony, this 3 bedroom, 2 bath residence combines space, comfort, and exceptional value with a highly desirable detached garage. Inside, the spacious layout features a bright living area with vaulted ceilings, a cozy wood-burning fireplace, open dining space, and an easy-flow kitchen with newer appliances, vinyl flooring, and everyday functionality ideal for full-time living or weekend escapes. The home has been lovingly cared for and offers a move-in-ready feel with tremendous upside for future cosmetic enhancements. The spacious primary suite includes a soaking tub, double vanity, 2 walk-in closets, and peaceful lake views. All bedrooms feature a walk in closet with the rare third bedroom creating flexibility for guests, a home office, art studio, or comfortable full-time island living. Important improvements include new HVAC, new water heater, newer paint, new roof, and fresh exterior paint - giving buyers peace of mind and supporting a smart, low-maintenance lifestyle with low condo fees. Enjoy abundant wildlife from the screened balcony, or stay cozy indoors on cool evenings by the fireplace. Amenities include a gated entrance, pool, tennis courts, fitness center, clubhouse, playground, car care center, and fishing pier. Perfect as a year-round residence, vacation getaway, or investment property. Conveniently located near local restaurants, shopping, historic downtown Fernandina and Amelia Island beaches.

23525 Bahama Point Unit 1621, Fernandina Beach

1604 Canterbury Lane, Fernandina Beach
$575,000
3 Beds ⋅ 2 Baths ⋅ 117498 MLS
*OPEN HOUSE 10/3 11a-2p* Welcome to easy island living in this centrally located Fernandina Beach home! Walk, bike, or drive to numerous public beach accesses in just minutes, or hop on your golf cart and head to historic downtown Fernandina Beach for dining, shopping, entertainment, and exploring. Inside, vaulted ceilings and abundant natural light create a bright and open atmosphere. The spacious kitchen offers plenty of room to gather and includes a breakfast nook for casual dining. This well-maintained home has been thoughtfully updated with comfort and convenience in mind. Recent improvements include a new roof (2022), water heater (2025), exterior paint, new front door, updated bathrooms, built-in cabinetry, patio improvements, upgraded LVP flooring throughout, and professionally cleaned and sealed HVAC ductwork. A whole-house reverse osmosis water filtration system adds another valuable upgrade. One of the home's standout features is the large covered and screened patio—an ideal spot for morning coffee, entertaining friends, or unwinding after a day at the beach. The fenced backyard and mature trees create a relaxing outdoor setting with plenty of room to enjoy the coastal lifestyle. A two-car garage provides additional storage and everyday convenience. With its combination of location, thoughtful updates, and inviting indoor-outdoor living, this home makes it easy to enjoy everything Amelia Island has to offer. Start living the island dream—schedule your showing today!

1604 Canterbury Lane, Fernandina Beach

96042 Stoney Creek Parkway Unit 903, Fernandina Beach
$269,990
2 Beds ⋅ 2 Baths ⋅ 2166606 MLS
Looking to Simplify Life? This Is the Spot....No mowing, no stairs to climb, just easy, LOW MAINTENANCE LIVING all on one level. This ground-floor 2-bed/2-bath condo in the gated community of Stoney Creek is near the end of the main road & ready to make life a little simpler. Inside, you'll find a MODERN KITCHEN that's beautiful, featuring 42'' solid cabinets, gorgeous countertops & pantry for all your storage needs. There's a cozy breakfast nook for casual mornings, plus plenty of bar seating if you'd rather grab a quick bite or chat with whoever's cooking. The dining area flows right into the living room, creating that OPEN*EASY*LIVING*FEEL. All the appliances are included even washer & dryer. Tile floors run through the kitchen and bathrooms for easy care, while carpet in the living areas and bedrooms. The SPLIT FLOOR PLAN gives you the best of both worlds, with the primary and second bedroom separated from one another. Here's a little bonus most condos can't offer - a 1-car garage And when you want to unwind, step out to your COVERED PATIO a great little spot for morning coffee or letting the dog stretch his legs -- this is a PET-FRIENDLY COMMUNITY! The complex has a SPARKLING POOL to enjoy and BRAND NEW ROOFS installed in 2025. HOA fees are AFFORDABLE** at just $370 monthly. Just a block off State Road 200, so restaurants, shopping & schools are all close by, and 10min to the Beach. And if you commute for work, you're right where you need to be for easy access to I-95. Right now the home is rented on a month-to-month lease, which gives you some nice flexibility whether you're an investor or looking to move in yourself. Use as primary residence, a second home, or a long-term rental. Don't Miss out on this one!

96042 Stoney Creek Parkway Unit 903, Fernandina Beach

95222 Dwight Drive, Fernandina Beach
$250,000
2 Beds ⋅ 2 Baths ⋅ 2166583 MLS
SHORT*SALE* ALERT* Welcome home to this WARM AND INVITING 1994-built home, full of CHARACTER and set on a spacious ONE-ACRE LOT in the highly sought-after FERNANDINA BEACH SCHOOL DISTRICT -- part of Nassau County Schools, RATED #1 IN THE STATE! Thanks to a QUAINT FRONT ADDITION, this home doesn't look like your typical mobile home at all -- it has the CURB APPEAL AND PERSONALITY of a traditional house, with a warm, welcoming feel from the moment you arrive. Enjoy your morning coffee on the inviting FRONT SITTING AREA, the perfect spot to start the day. Inside, the kitchen features an UPDATED SINK and flows openly into the DINING AREA-- ideal for entertaining or everyday living. The LARGE PRIMARY SUITE offers a comfortable retreat, and a versatile BONUS ROOM provides flexibility as a third bedroom, home office, or den.The property is ALMOST ENTIRELY FENCED, with just a small section left open -- great news for pet owners and All who want room to roam. A BACKYARD SHED adds extra storage or workshop space. Best of all -- NO HOA! Bring your boat, RV, work trucks, and toys. There's plenty of space to spread out and make this property your own. Please note: the home does have some Structural Issues in one room, which is reflected in the attractive price. This is a fantastic opportunity for the right buyer to add value in a prime location. Plus, Seller is willing to Sell/Negotiate the Lawn Equipment including a John Deere Riding Mower, etc... Just 15 minutes Door to Shore of Amelia Island and 10 minutes to Shops, Restaurants, and all the Hustle & Bustle of everything you need. If you are headed to Jax or Kings Bay, just 16 minutes to I-95. Endearing, cozy, and PRICED TO SELL -- this one won't last!

95222 Dwight Drive, Fernandina Beach

95096 Barclay Place Unit 2A, Fernandina Beach
$525,000
2 Beds ⋅ 2 Baths ⋅ 117456 MLS
Island living starts here and this one is move in ready! This first-floor freshly painted and staged 2-bedroom, 2-bath villa offers over 1,500 square feet in the desirable gated community of Harrison Cove on the south end of Amelia Island. Built in 2005, this bright and welcoming home features an open floor plan, 10-foot ceilings, modern lighting, a cozy fireplace, convenient built-in and formal dining area for entertaining guests. The chef’s kitchen offers 42-inch wood cabinetry, microwave, dishwasher, newer refrigerator, oven-cooktop combination, solid surface countertops and a delightful eat-in area for breakfast that leads to your private lanai. The split-bedroom floor-plan with guest bedroom and full bath provides privacy along with the spacious primary suite featuring dual vanities, a large soaker tub and separate shower, walk-in closet and linen closet provide all the space you need. A full-size washer and dryer adds convenience leading out to the oversized one car garage with opener. Enjoy morning coffee or quiet evenings on the covered rear lanai that offers easy to maintain tile and is fully screened. Location is key for this community located just minutes from Harris Teeter, The Ritz-Carlton Amelia Island, The Omni Resort, gorgeous beaches, bike paths, dining, shopping, resort amenities and golf galore! There is something for everyone here in this amazing community offering a rare and wonderful opportunity to enjoy comfortable island living in a private gated community for both full-time and part-time residents. Book your appointment today before this one is gone!

95096 Barclay Place Unit 2A, Fernandina Beach

85122 Sagaponack Drive, Fernandina Beach
$524,900
4 Beds ⋅ 3 Baths ⋅ 117424 MLS
Discover this beautifully updated 4-bedroom, 2.5-bathroom home in the desirable North Hampton community, where comfort, convenience, and coastal living come together. Designed with an open-concept layout, this home offers inviting spaces for everyday living and entertaining. The kitchen features breakfast bar seating, a breakfast nook, and all-new appliances installed in 2025, creating a functional and stylish gathering space. A formal dining area provides the perfect setting for everyday meals or special occasions. The generous primary bedroom offers a private ensuite with a soaking tub, separate shower, and ample space to unwind. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or other needs. Updated lighting fixtures and ceiling fans throughout enhance the home's modern appeal. Enjoy the outdoors from the spacious screened lanai overlooking the newly fenced backyard with a new aluminum fence, offering plenty of room to relax, entertain, or enjoy outdoor activities. A two-car garage provides ample parking and storage. North Hampton offers an ideal location with convenient access to the beautiful beaches of Amelia Island, nearby shopping, dining, golf, parks, and everyday conveniences. Jacksonville is also within easy reach, making commuting, travel, and entertainment simple while allowing you to enjoy the relaxed atmosphere of Nassau County. Residents enjoy an impressive selection of community amenities, including a clubhouse, multiple pools, sports courts, a golf club, and more. HOA fees include basic cable and high-speed internet for every home, adding value. This move-in-ready home presents an exceptional opportunity to enjoy everything this sought-after community has to offer.

85122 Sagaponack Drive, Fernandina Beach

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